"I understand how this note came to be in Jacob Patterson's possession," said Mrs. Duncan more firmly, "but he laughed in my face when I told him. I must tell you the whole story, Ernest. But sit down and get your tea first."
"I haven't any appetite for tea now, Mother," said Ernest soberly. "Let me hear the whole truth about the matter."
"Seven years ago your father gave his note to old James Patterson, Jacob's brother," said Mrs. Duncan. "It was for nine hundred dollars. Two years afterwards the note fell due and he paid James Patterson the full amount with interest. I remember the day well. I have only too good reason to. He went up to the Patterson place in the afternoon with the money. It was a very hot day. James Patterson receipted the note and gave it to your father. Your father always remembered that much; he was also sure that he had the note with him when he left the house. He then went over to see Paul Sinclair. A thunderstorm came up while he was on the road. Then, as you know, Ernest, just as he turned in at Paul Sinclair's gate the lightning flash struck and stunned him. It was weeks before he came to himself at all. He never did come completely to himself again. When, weeks afterwards, I thought of the note and asked him about it, we could not find it; and, search as we did, we never found it. Your father could never remember what he did with it when he left James Patterson's. Neither Mr. Sinclair nor his wife could recollect seeing anything of it at the time of the accident. James Patterson had left for California the very morning after, and he never came back. We did not worry much about the loss of the note then; it did not seem of much moment, and your father was not in a condition to be troubled about the matter."
"But, Mother, this note that Jacob Patterson holds—I don't understand about this."
"I'm coming to that. I remember distinctly that on the evening when your father came home after signing the note he said that James Patterson drew up a note and he signed it, but just as he did so the old man's pet cat, which was sitting on the table, upset an ink bottle and the ink ran all over the table and stained one end of the note. Old James Patterson was the fussiest man who ever lived, and a stickler for neatness. 'Tut, tut,' he said, 'this won't do. Here, I'll draw up another note and tear this blotted one up.' He did so and your father signed it. He always supposed James Patterson destroyed the first one, and certainly he must have intended to, for there never was an honester man. But he must have neglected to do so for, Ernest, it was that blotted note Jacob Patterson showed me today. He said he found it among his brother's papers. I suppose it has been in the desk up at the Patterson place ever since James went to California. He died last winter and Jacob is his sole heir. Ernest, that note with the compound interest on it for seven years amounts to over eleven hundred dollars. How can we pay it?"
"I'm afraid that this is a very serious business, Mother," said Ernest, rising and pacing the floor with agitated strides. "We shall have to pay the note if we cannot find the other—and even if we could, perhaps. Your story of the drawing up of the second note would not be worth anything as evidence in a court of law—and we have nothing to hope from Jacob Patterson's clemency. No doubt he believes that he really holds Father's unpaid note. He is not a dishonest man; in fact, he rather prides himself on having made all his money honestly. He will exact every penny of the debt. The first thing to do is to have another thorough search for the lost note—although I am afraid that it is a forlorn hope."
A forlorn hope it proved to be. The note did not turn up. Old Jacob Patterson proved obdurate. He laughed to scorn the tale of the blotted note and, indeed, Ernest sadly admitted to himself that it was not a story anybody would be in a hurry to believe.
"There's nothing for it but to sell our house and pay the debt, Mother," he said at last. Ernest had grown old in the days that had followed Jacob Patterson's demand. His boyish face was pale and haggard. "Jacob Patterson will take the case into the law courts if we don't settle at once. Mr. White offered to lend me the money on a mortgage on the place, but I could never pay the interest out of my salary when we have nothing else to live on. I would only get further and further behind. I'm not afraid of hard work, but I dare not borrow money with so little prospect of ever being able to repay it. We must sell the place and rent that little four-roomed cottage of Mr. Percy's down by the river to live in. Oh, Mother, it half kills me to think of your being turned out of your home like this!"
It was a bitter thing for Mrs. Duncan also, but for Ernest's sake she concealed her feelings and affected cheerfulness. The house and lot were sold, Mr. White being the purchaser thereof; and Ernest and his mother removed to the little riverside cottage with such of their household belongings as had not also to be sold to make up the required sum. Even then, Ernest had to borrow two hundred dollars from Mr. White, and he foresaw that the repayal of this sum would cost him much self-denial and privation. It would be necessary to cut their modest expenses down severely. For himself Ernest did not mind, but it hurt him keenly that his mother should lack the little luxuries and comforts to which she had been accustomed. He saw too, in spite of her efforts to hide it, that leaving her old home was a terrible blow to her. Altogether, Ernest felt bitter and disheartened; his step lacked spring and his face its smile. He did his work with dogged faithfulness, but he no longer found pleasure in it. He knew that his mother secretly pined after her lost home where she had gone as a bride, and the knowledge rendered him very unhappy.