"Don't let them frighten you, dear mother. You know the greatest longing of my heart is to help and serve you. If there is anything worrying you, you'll tell me, won't you?"

"I will," said Mrs. Staunton. She paused and looked at her daughter. "There's nothing exactly worrying me," she said, after a pause, "but still I feel a little bit anxious."

"You'll tell me, won't you?"

"You won't scold me, Effie?"

"As if I could, mother darling!"

"Well, perhaps I did a rash thing—poor dear George!—You know how devoted I am to him, Effie?"

"Oh, yes, mother darling, anyone can see that."

"Well, the fact is, I—I yielded to his entreaties. Perhaps I ought not to tell you, Effie—perhaps it will displease him."

"Yes, do tell me," said Effie. "There ought not to be any secrets in one's family. I ought to know—I will know. You are worried about something, and I will know what your burden is. What is it, mother?"

"I'll tell you in a few words. There's nothing in it, after all. Shortly after you left us, George persuaded me to put my money into the City Bank in his name. He said it seemed such folly to have two accounts for such very small sums."