"You'll oblige me with change for these, Mr. Higgins?" he said. "See, it's a nice tidy little lot of money, ain't it? But it comes in handy; for a feller ain't wed every day of the week."

"It air a lot of money," said Higgins, in a contemplative tone. He took up the notes, and fingered them, feeling their texture and looking at the backs. "It air a tidy lot of money," he repeated, and he looked keenly into Will's honest face.

For all his bronzing the color would easily mount into this young sailor's cheeks-it did so now, and he spoke with a little offence.

"You're wondering how so much comes to the like of me," he said. "Well, it's easily answered. I sold my berth in the 'Good Queen Anne'-about the neatest boat in the docks, and the jolliest berth a feller ever had the luck to find-for this yer money. It comes in handy now as I'm about to be wed. But don't change it if you have no mind to, Mr. Tiggins. I can pass it in at the bank to-morrow morning."

At these words Bet turned deadly pale and gripped her companion's arm.

"No," she whispered hoarsely: "we must have the change to-night."

Higgins, who had been watching the pair, now spoke in that oily and seductive tone which had brought many excellent customers to his door.

"What do you take me for, Scarlett?" he said. "Ain't you, so to speak, an old friend, and one of the best customers as this yer house can wish to see? Of course I'll change the notes, man, and good luck to you and your lass there. Yes—of course I'll change the notes; but seeing as I'm poor, and the times is 'ard, you won't object to the usual percentage for obleeging a neighbor?"

"And what's that?" said Will. "I'm in a hurry," he added; "so I'll listen to anything in reason."

"I charge interest a shilling in the pound," said Higgins. "That'll be ten shillings on the two notes, and the ring seven-and-six—seventeen-and-six in total; that leaves nine pounds two-and-six-pence change—and here you air. Only," here Higgins produced pen and ink, "you'll obleege me by writing your name and where you lodges on the back of the notes."