"It is this. I must tell you as briefly as possible—mother and I have lost our money."

"Oh, dear," said the little lady, "what a pity that so many people do lose their money—nice people, charming people who want it so much; but if that is all, it is rather fashionable to be poor. I was told so the other day. Some one will adopt you, dear; your mother will go into one of the refined order of almshouses. It is quite the fashion, you know, quite."

"Don't talk nonsense," I said, and all the pride which I had inherited from my father came into my voice. "You may think that mother and I are low down, but we are not low enough to accept charity. We are going to put our shoulders to the wheel; we are going to solve the problem of how the poor live. We will work, for to beg we are ashamed. In short, Jasmine, this diatribe of mine leads up to the fact that we are going to start a boarding-house. Now you have the truth, Jasmine. We expect to have charming people to live with us, and to keep a large luxurious house, and to retrieve our lost fortune. Our quondam friends will of course have nothing to do with us, but our real friends will respect us. I have come here this morning to ask you a solemn question. Do you mean in the future to consider Westenra Wickham, the owner of a boarding-house, your friend? If not, say so at once. I want in this case to cut the Gordian knot quickly. Every single friend I have shall be told of mother's and my determination before long; the Duchess knows already."

"The Duchess of Wilmot?" said Lady Thesiger with a sort of gasp. She was sitting up on the sofa; there was a flush on each cheek, and her eyes were very bright. "And what did the Duchess say, Westenra?"

"She thinks I am mad."

"I agree with her. My poor child. Do let me feel your forehead. Are you feverish? Is it influenza, or a real attack of insanity?"

"It is an attack of downright common-sense," I replied. I rose as I spoke. "I have told you, Jasmine," I said, "and now I will leave you to ponder over my tidings. You can be my friend in the future and help me considerably, or you can cut me, just as you please. As to me, I feel intensely pleased and excited. I never felt so full of go and energy in my life. I am going to do that which will prevent mother feeling the pinch of poverty, and I can tell you that such a deed is worth hundreds of 'At Homes' and receptions and flirtations. Why, Jasmine, yesterday I was nobody—only a London girl trying to kill time by wasting money; but from this out I am somebody. I am a bread-winner, a labourer in the market. Now, good-bye. You will realise the truth of my words presently. But I won't kiss you, for if you decide to cut me you might be ashamed of it."

CHAPTER III
MY SCHEME

I arrived home early in the afternoon.

"Dear mother," I said, "I had an interview with the Duchess of Wilmot and with Lady Thesiger. After seeing them both, I had not the heart to go on to any more of our friends. I will describe my interview presently, but I must talk on another matter now. Our undertaking will be greatly prospered if our friends will stick to us and help us a little. If, on the other hand, we are not to depend on them, the sooner we know it the better."