"No, Westenra," she replied, and she rose now herself; "I will not excuse you. You must stay here, and so must Mr. Fanning, for I have got something I wish particularly to say to Mr. Fanning."

"Oh, what?" I cried. "Oh, you will not"—she held up her hand to stop my torrent of words.

"The opportunity has come which I have desired," she said, "and I am not going to neglect it. It need make no difference to either of you, but at least you, Mr. Fanning, will not marry my dear girl without knowing how things really are."

"Oh, please don't speak of it, I implore you, you don't know what terrible mischief you will do."

"Hold your tongue, Westenra. Mr. Fanning, this young girl is very dear to me, I have known her since her birth; I stood sponsor for her when she was a baby. I take shame to myself for having to a certain extent neglected her, and also her mother, my most dear friend, during the few months they lived in 17 Graham Square. I take shame to myself, for had I done all that I might have done for those whom I sincerely loved, the calamity which came about need never have occurred."

"As to that," said Albert Fanning, speaking for the first time, and in quite his usual assured voice, "it could not help occurring, your Grace, for the simple fact that the boarding-house never could have paid, the expenses were greater than the incomings. If you have ever studied political economy, your Grace will know for yourself that when you spend more than you receive it spells RUIN."

The Duchess stopped speaking when Albert Fanning began, and looked at him with considerable astonishment.

"Then you knew from the first that the extraordinary scheme of my young friend could not succeed."

"I did," he replied, "and I bided my time. I suppose you mean to say something disagreeable to me; you do not think I am in the running with her at all, but as far as that goes I have money, and she has not any, and I love her as I suppose woman never was loved before, and I will make her happy in my own fashion. And I'll never intrude on her grand friends, so that her grand friends can come to see her as often as they like; and as to my mother, she is a right-down good sort, though she wasn't born in the purple like yourself, your Grace; so, as far as I am concerned, I do not know what you have to say to me. I suppose you want to tell me that Westenra here, my pretty little girl, who is going to give herself to me on the 1st of June next year, does not care for me, but she will care for me by-and-by, for my feeling is that love like mine must be returned in the long run, and if after a year she don't tell your Grace that she is the happiest little wife in the length and breadth of England, I shall be greatly surprised."

Here Albert Fanning slapped his thigh in his excitement, and then stood bolt upright before the Duchess, who in absolute astonishment stared back at him.