"Miss Hepworth," said the dressmaker, "I have to speak plain words; it is best to be straightforward. You have owed me a large sum of money for over two years. Mrs. Keith imagines that you do not owe me anything. If I go to her, the account will be paid at once. You owe me three hundred pounds. I shall be satisfied for the present with a cheque for half. Can you let me have a cheque for one hundred and fifty pounds to-day?"

"I cannot do it," said Kitty, in a low, terrified whisper—"I cannot do it; and I must have the dress. Give me until Tuesday morning, and you shall have a cheque for three hundred. Yes, I vow it. I must have the dress; nothing else will effect my purpose. Can you not understand that there are occasions when a girl's whole future—all her future—may depend on one dress, worn on one special evening? Can you not understand?"

"I can partly guess to what you are alluding. Are you likely to have a proposal, Miss Hepworth? Are you likely to make a brilliant match? Do you want to fascinate some one on Monday evening? For if that is the case, and if the man is—"

"Oh, think anything you like—I cannot explain. You know that in a year I shall be comparatively rich; and I will pay you in full—I promise it—on Tuesday. Can you not wait until then? and won't you let me have my dress?"

Madame Dupuys looked at the young girl, She was sorry for her. She possessed a sufficient amount of the vanities of nature to understand that the pretty face and charming figure would look all the more taking and bewitching set out as she could set them out. Kitty's was not that simple order of beauty which needs no adornment. She looked best when she was richly apparelled, and Madame Dupuys had an artist's soul, and longed to see her own work displayed to the best advantage. Nevertheless, she was really pressed just now for just that hundred and fifty pounds which Kitty ought to have given her; and there was an American heiress who would look quite lovely in the dress she was making for Kitty, and would pay her down bank notes on the spot. Why should she wait interminably? for she did not at all believe in Kitty's promise for Tuesday night, and she absolutely wanted her money.

"I am sorry," she said at last. "I should like to oblige you, Miss Hepworth; but there is only one alternative. If you cannot let me have a cheque immediately, or at least by to-night, for one hundred and fifty pounds, I cannot let you have the new dress."

"Then you are unkind, and I hate you!" said the girl.

Madame Dupuys was not at all affected by these angry words of Kitty's.

"I think you will find the money," she said, with a smile.

And Katherine Hepworth, with despair written on her face, ran downstairs.