"I have not the least doubt that poverty has its alleviations. I have heard it more than once remarked that the hand-to-mouth existence is the most stimulating in the world. I should not be surprised, Hilda, if my sermons took a turn for the better after this visitation. I have preached to my flock, year in, year out, that the mysterious ways of Providence are undoubtedly the best—I have got to act up to my preaching now, that is all."

The Rector sat down again and continued to write a very unbusiness-like letter to his lawyer; Hilda stood and looked at him with a frown between her brows, and then went slowly out of the room.

Aunt Marjorie, who had cried herself nearly sick, and whose eyes between their swollen lids were scarcely visible, came to meet her as she walked across the hall.

"Oh, my darling," she said, with a fresh sob, "how can I bear to look at you when I think of all your young life blighted in a moment! Oh, those wicked Bank Directors. They deserve hanging! yes, I should hang them one and all. And so you have been with my poor brother? I would not venture near him. How is he taking it, Hilda? Is he quite off his head, poor, dear man?"

"How do you think my father would take a blow of this kind?" said Hilda. "Come into the drawing room, Auntie. Oh, Auntie dear, do try to stop crying. You don't know what father is. Of course I can't pretend to understand him, but he is quite noble—he is splendid; he makes me believe in religion. A man must be very, very good to talk as father has just done."

"Poor Samuel!" said Aunt Marjorie. "I knew that he would take this blow either as a saint or as an idiot—I don't know which is the most trying. You see, Hilda, my love, your father has never had anything to do with the petty details of housekeeping. This parish brings in exactly three hundred and fifty pounds a year; how are we to pay the wages of nine servants, and how are the gardeners to be paid, and the little girls' governess, and—and how is this beautiful house to be kept up on a pittance of that sort? Oh, dear; oh, dear! Your father will just say to me, 'I know, Marjorie, that you will do your best,' and then he'll forget that there is such a thing as money; but I shall never be able to forget it, Hilda. Oh, dear; oh, dear! I do think saintly men are awful trials."

"But you said just now you thought he would be off his head. You ought to be very thankful, Aunt Maggie, that he is taking things as he is. Of course the servants must go away, and the establishment must be put on an altogether new footing. You'll have to walk instead of ride in future, but I don't suppose Judy and Babs will much care, and I——"

"Oh, yes," said Aunt Marjorie, "you will be in your new house in London, new-fangled with your position, and highly pleased and proud to put Mrs. before your name, and you'll forget all about us. Of course I am pleased for you, but you're just as bad as your father when you talk in that cool fashion about dismissing the servants, and when you expect an old lady like me to tramp all over the place on my feet."

"I told father that if he wished I would break off my engagement."

Aunt Marjorie dried her eyes when her niece made this speech, and looked at her fixedly.