"Sit down, Frances, there's a dear child," she said. "Now, I have been wishing for you more than for any one. I'm at my very worst to-day, dear. My poor back is so bad—oh, the nerves, dear child, the nerves! I really feel that I can not speak a civil word to any one, and Jennings is so awkward, painfully awkward—her very step jars me; and why will she wear those stiff-starched caps and aprons? But there, few understand those unfortunates who are martyrs to nerves."

"You have too much light on your eyes," said Frances. She lowered the blind about an inch or two.

"Now tell me, have you been down-stairs to-day?"

"How can you ask me, my love, when I can't even crawl? Besides, I assure you, dear, dearest one"—here Mrs. Carnegie took Frances's hand and kissed it—"that they dislike having me. Freda and Alicia quite show their dislike in their manner. Carrie tries to smile and look friendly, but she is nothing better than a hypocrite. I can read through them all. They are only civil to me; they only put up with their poor old aunt because I am rich, and they enjoy my comfortable house. Ah! they none of them know what nerves are—the rack, the tear, to the poor system, that overstrained nerves can give. My darling, you understand, you pity me."

"I am always very sorry for you, Mrs. Carnegie, but I think when you are better you ought to exert yourself a little more, and you must not encourage morbid thoughts. Now shall I tell you what I did with that last five-pound note you gave me?"

"Ah, yes, love, that will be interesting. It is nice to feel that even such a useless thing as money can make some people happy. Is it really, seriously the case, Frances, that there are any creatures so destitute in the world as not to know where to find a five-pound note?"

"There are thousands and thousands who don't even know where to find a shilling," replied Frances.

Mrs. Carnegie's faded blue eyes lighted up.

"How interesting!" she said. "Why, it must make existence quite keen. Fancy being anxious about a shilling! I wish something would make life keen for me; but my nerves are in such a state that really everything that does not thrill me with torture, palls."

"I will tell you about the people who have to find their shillings," responded Frances.