"I know what will happen," she said to herself, as she turned from side to side of her hot, unrestful pillow. "I know exactly how things will be. The man to whom my father owes the money will accept the interest from me. Yes, of course, that is as it should be. That is what I ought to wish for and pray for. In about a week from now I shall go to live at Arden, and the next few years of my life will be taken up soothing Mrs. Carnegie's nerves. It is not a brilliant prospect, but I ought to be thankful if in that way I can add to my poor father's life. Of course, as soon as I hear from Mr. Spens, I must tell Philip I can have nothing to say to him. I must give Philip up. I must pretend that I don't love him. Perhaps he will be disappointed for awhile; but of course he will get over it. He'll get another wife by and by; perhaps he'll choose Fluff. Fluff is just the girl to soothe a man and make him happy. She is so bright, and round, and sweet, she has no hard angles anywhere, and she is so very pretty. I saw Philip looking at her with great admiration to-night. Then she is young, too. In every way she is more suited to him than I am. Oh, it won't be at all difficult for Philip to transfer his affections to Fluff! Dear little girl, she will make him happy. They will both be happy, and I must hide the pain in my heart somehow. I do believe, I do honestly believe, that Fluff is more suited to Philip than I am; for now and then, even if I had the happiest lot, I must have my sad days. I am naturally grave, and sometimes I have a sense of oppression. Philip would not have liked me when I was not gay. Some days I must feel grave and old, and no man would like that. No doubt everything would be for the best; at least, for Philip, and yet how much—how much I love him!"

Frances buried her head in the bed-clothes, and sobbed, long and sadly. After this fit of crying she fell asleep.

It was early morning, and the summer light was filling the room when she woke. She felt calmer now, and she resolutely determined to turn her thoughts in practical directions. There was every probability that the proposal she had made to Mr. Spens would be accepted, and if that were so she had much to do during the coming week.

She rose at her usual early hour, and, going down-stairs, occupied herself first in the house, and then with Watkins in the garden. She rather dreaded Philip's appearance, but if he were up early he did not come out, and when Frances met him at breakfast his face wore a tired, rather bored expression. He took little or no notice of her, but he devoted himself to Fluff, laughing at her gay witty sallies, and trying to draw her out.

After breakfast Frances had a long conversation with her father. She then told him what she meant to do in order that he might continue to live at the Firs. She told her story in a very simple, ungarnished manner, but she said a few words in a tone which rather puzzled the squire at the end.

"I will now tell you," she said, "that when Philip wrote to me asking me to be his wife I was very, very glad. For all the long years of his absence I had loved him, and when I thought he was dead I was heart-broken. I meant to marry him after he wrote me that letter, but I would not say so at once, for I knew that I had grown much older, and I thought it quite possible that when he saw me he might cease to love me. That is not the case; last night he let me see into his heart, and he loves me very, very deeply. Still, if your creditor consents to the arrangement I have proposed, I can not marry Philip—I shall then absolutely and forever refuse him. But I do this for you, father, for my heart is Philip's. I wish you to understand, therefore, that I could not give up more for you than I am doing. It would be a comfort for me if, in return, you would give me a little affection."

Frances stood tall and straight and pale by her father's side. She now looked full into his face. There were no tears in her eyes, but there was the passion of a great cry in the voice which she tried to render calm.

The squire was agitated in spite of himself; he was glad Fluff was not present. He had an uneasy consciousness of certain words Fluff had said to him yesterday.

"You are a good girl, Frances," he said, rising to his feet and laying his trembling old hand on her arm. "I love you after my fashion, child—I am not a man of many words. By and by, when you are old yourself, Frances, you won't regret having done something to keep your old father for a short time longer out of his grave. After all, even with your utmost endeavor, I am not likely to trouble any one long. When I am dead and gone, you can marry Philip Arnold, Frances."

"No father."