Mrs Bell felt her heart beat. The Northbury people did not stand on ceremony with each other, nor wait in each other's drawing-rooms, for the return of an absent hostess. A wild idea came across Mrs. Bell's brain. Could Captain Bertram have quarrelled with Beatrice, and come back to Matty, his first and only true love.

"A visitor? Male or female?" she inquired of the girl.

"A lady, ma'am. Dressed most elegant."

"Dear, dear, dear! Then I suppose I must see her, and I so dead beat! She didn't give her name, did she, Hannah?"

"No, ma'am. But she have been a-setting in the drawing-room for over an hour."

"And Miss Matty, you say, is out!"

"Oh, yes, ma'am; a-pleasuring in her shot silk, and the open-worked stockings you ironed up a fortnight back."

"Well, I feel bothered altogether, but I must go and see this visitor."

Accordingly Mrs. Bell entered her drawing-room, where she was instantly confronted by a tall girl who greeted her with warmth, flashed her brilliant eyes into her face, subjugated her in a moment, and then made a bold request.

"My name is Josephine Hart. About a month ago I took rooms at the Testers. I find Mrs. Bertram has forbidden them to receive me again. I don't know where to go, as I am not acquainted with Northbury, but I can pay for good rooms. Can you recommend any?"