"Tell me why it is so bad," said Carrie. "You must confide the whole thing to me now. There's no use in keeping secrets from your sister."

Thus adjured, and because she was almost distracted, poor Elma did tell. She described as well as she could the terrible position she would be in at Middleton School if the whole of this transaction were known. She managed to a certain extent to open Carrie's eyes.

"Although, I cannot see what they would be so angry about," said Carrie. "You were offered the money and you accepted it. You never wanted to keep it; you would have given it back some time; and even if you did keep that Irish girl out of it for a month, what would it have mattered? But there—I see you are in a state, and I am sure I don't want to ruin your life. You, with your high-faluting notions, must not have all your ambitions dashed to the ground. We'll go together to see Sam, and try to find out what can be done."

"Yes, let us go at once," said Elma in feverish haste. "I wanted to take the money to Kitty to-night. At present she cannot tell on me; but she is quite certain to do so if I don't return it to her at once. Let us go down to see Sam now."

"All right," answered Carrie; "come along. I dare say we'll find him at home. I hope we shall."

Five minutes later the girls were standing outside the door of the
Raynes' very humble dwelling. It was opened by Florrie Raynes herself.

"Hullo, Carrie, what do you want now?" she cried. "Oh, and Miss Lewis," with a mocking emphasis on the word "Miss." "To what do we owe the honor of this visit?"

"I want to see your brother," said Elma brusquely. "He has got some money of mine, which I must ask him to have the goodness to return at once."

"Money?" said Florrie, opening her eyes rather wide. "Well, you can see him for yourselves; but if it's money that is lent to Sam, I—I rather pity the girl who wants to get it back from him again. Sam is a very whale on money. He always swallows it wholesale."

With these anything but encouraging words, Florrie threw open the door of the shabby little smoking-room, where Sam, with a pipe in his mouth, was lying at his ease. He started up when he saw the girls, removed his pipe, and going up to Carrie, laid his hand familiarly on her shoulder.