"Is my cold bath in the room, Simpson?" she asked of her maid.

"Yes, miss; in your dressing-room."

"Well, I shall dress at once. Go down, please, to Miss Lewis and tell her that I'll be ready to see her in my study in twenty minutes."

The maid departed on this errand, which brought much relief to poor
Elma.

In less than the time named she was summoned by Gwin's maid to come with her to Miss Harley's study. There a moment later she and Gwin were clasping each other's hands. Gwin was in a long white dressing-gown; her hair streaming over her shoulders.

"Well, to be sure, Elma," she exclaimed, "you are an early bird. Now, what do you want with me? I am full of curiosity. You are in trouble, and it is something connected with Kitty Malone?"

"Yes," said Elma. "I am desperate, and I have come on a desperate errand, Gwin. Can you manage, somehow or other, in some fashion, to let me have the use of eight pounds for—for say a fortnight?"

Gwin Harley gasped; not only at the magnitude of the sum demanded, but also at Elma's audacity in asking for it.

"You want eight pounds," She exclaimed. "But, Elma, you know the rule?"

"Oh, yes, I know the rule; and it is because I am fairly desperate I apply to you. You might lend the money to my sister Carrie; or perhaps mother would be best. It might be managed so that I didn't appear to borrow it. I would not ask for it if—if the trouble were not terrible; and—and the secret belongs to another."