"It might help somewhat, thought it may be too late. Had I known a month ago I might have succeeded in turning the tide against him."

"Oh, daddy, give it up! It's a dreadful business," begged Ruth.

"I am afraid I shall have to, whether or not I wish to do so. I agree with you that it is a dreadful business, and if I get out of the woods this time, I am through with speculation. Now, children run along. I wish to talk with Mr. Presby. He awaits me downstairs."

Mr. Stuart kissed both girls, but clung to their hands a moment as he gazed into their eyes. Then he released the hands and moved toward the door. Ruth and Barbara stood watching him until Mr. Stuart had passed from their sight and they heard him descending the stairs.

"Good night, dear. I can't talk any more to-night," said Ruth, controlling her voice with an effort.

"I—I am afraid I can't either," answered Bab, with averted eyes.

She left the room rather hurriedly, closing the door behind her. For a long time after Barbara had left Ruth Stuart's room, she lay in her own bedroom on a lounge staring straight up at the ceiling. Mollie was asleep, her golden head barely visible above the tops of the covers. "If I could only do something for these good friends," murmured Bab. "But what can a girl do? I wonder how much money it would take to save them? It would take a lot, I know."

After a time Barbara got up to get her handkerchief. She had dropped hers in Ruth's room. On the dresser lay Barbara's hand bag, the one she had carried with her on her way from Kingsbridge. She had not used it since, Ruth having bought her a very handsome bag in Chicago during one of their shopping expeditions. Bab remembered that there was a handkerchief in the bag.

Opening the bag, she drew out the handkerchief which lay under some other articles. As she did so something white fluttered to the floor a few feet from where she was standing. Barbara wiped her eyes, then stood regarding herself in the mirror. She saw that her own face was troubled and that her eyes were red, as though she had been weeping. Then she stepped over, picking up the handsome coat that Mr. Stuart and Ruth had given her for Christmas. With a sigh Bab laid the coat down, smoothed it out and began preparing for bed. She had given no further thought to the little piece of white cardboard that had slipped from her handkerchief a few moments before. Bab was in bed, snuggling down by Mollie, very shortly afterwards, with the lights turned off. The girl lay staring into the darkness until her weary eyelids closed and she dropped off to sleep.

When Barbara awoke the following morning Mollie was still sleeping soundly. Bab, however, rose at once, still rubbing her eyes and trying to recall something that had been troubling her when she went to sleep. Suddenly it all came back to Bab in a flood of disagreeable recollection.