"I don't know. The only way I see is to get Mr. Hardee to cut it, or take it down, and he says he won't do either."

"Humph! Let me see. There ought to be a way out of it. I believe he has the right, as far as the law goes, to put that fence up, but no one else would be so mean. I guess we'll just have to force him to cut those wires, as your little boy, Freddie, suggested."

"Yes, but how can we do it?" asked Mr. Bobbsey. "Mr. Hardee is very headstrong, and set in his ways."

"Let me see," spoke Mr. Murphy slowly, "isn't his name Jake Hardee?"

"Yes, I believe it is."

"And didn't he buy from you the lumber to build his house?"

"Yes, I sold him the lumber, but he paid me for it," said Mr. Bobbsey. "I couldn't get any hold on him that way. He paid for the lumber in cash."

"Yes," cried Mr. Murphy, "but he got the money from me to pay you, and he hasn't paid ME back. He still owes ME the money, and he gave me a mortgage on his house as security. I've got a hold on him all right. He owes me some interest money, too."

I might say to you little children that when a man wants to build a house and has not enough money, he goes to another man and borrows cash, just as your mamma sometimes borrows sugar, or tea, from the lady next door.

When the man borrows money to build his house, he gives to the man who lends him the cash, a piece of paper, called a mortgage. That paper says that if the man who borrowed the money does not pay it back, and also pay interest for the use of it, the man who lent him the money can take the house. The house is "security" for the loaned money.