With this form as a guide, lay out your family budget outline, in any ordinary notebook eight by eleven inches. Substitute your own income and percentage figures, listing your needs under their proper heads. As this outline is general, it may contain some suggestions better fitted to your neighbor—just leave these items out of your budget and add any others in their proper class.
The analysis of your needs and expenses necessary to make up your very own budget is a great help toward keeping within your income bounds.
Attach a pencil to your account book and keep it where you will put down the day’s expenditures regularly each evening.
Make your budget a co-operative affair, soliciting suggestions from the family as to what investments, savings, etc., to make.
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Careful accounting promotes thrift