"'Oh, Jess Hardy,' he said, 'you'll be the death of me!'—and he laughed as though it was at one of his own jokes.

"'I'd hate to make a vacancy in the wonderful old class of seventy-nine,' I said.

"'Now, I want to say something, too,' he said, getting serious again. 'If you have a pet minister who can't afford a holiday, or you want to help that dressmaker pay off her mortgage, or give a boost to a poor family who have had diphtheria—don't you think to help them by tipping off Great Western Preferred. That sort of charity may sound cheap, but it's likely to cost me hundreds of thousands. Let me know, and I'll send them checks.'

"'Don't you worry about me,' I said.

"'I am told you are engaged to an Englishman,' he said; 'an Embassy man at Washington. You aren't making any kind of mental reservation in his case, are you?'

"'He's the last person I tell anything to,' I said. 'That is, —anything important, you know.'

"'Then, Miss Jess Hardy,' he said, with his eyes twinkling as though he were giving an Apostolic benediction at a Vanderbilt wedding, 'if you'll bring me your four-fifty we'll close the deal.'

"'Perhaps it would be as well to leave papa out of this,' I hinted. 'I mean about telling him anything, you know'

"'Oh, distinctly,' he said. 'Fred's a bit old-fashioned and we must respect his prejudices. Wait till you get him on the cowcatcher of your Manton, anti then break it to him gently.'

"'And, Mr. Collenquest,' I said, 'if you should really think it awfully low and horrid of me to do this—I won't do it.'