A single look told Jack another story, for after all it was no human life in peril that had given rise to that girlish shriek.

Upon the dancing waves he saw a pretty hat, which had evidently been snatched by the wind from the head of the golden-haired maid, who was half standing up in the boat, with her hands outstretched toward her floating headgear.

The men had started to change their stroke, and try and turn the boat; but with the wind blowing so hard this was no easy matter. The chances seemed to be that possibly the hat might sink before they could get to it.

Jack never hesitated an instant. No sooner did he ascertain how things lay than he was off like a shot, headed straight for the drifting hat. It chanced that the wind and waves carried it toward him at the same time; so that almost before the two men in the boat had turned the head of the craft properly, Jack was reaching out an eager hand, and capturing the prize.

“Hooray!” came in a chorus from the boys ashore near the fire. Even Buster tried to wave his hands, forgetting that he had full need of them in the effort to remain afloat, with the result that he temporarily vanished from view under a wave.

Jack smiled to see the two girls in the boat clapping their hands as they bore down upon him. He noticed now, that while the one who had lost her hat was slender and a very pretty little witch, her companion was almost as heavy in her way as Buster himself, and with the rosiest cheeks possible.

“Oh! thank you,” cried the maiden whose headgear had been rescued from a watery grave. “It was nice of you to do that. And it was my pet hat, too. Whatever would I have done if it had sunk, with poor me so far away from our Chicago home. Is one of those dear little boats yours?”

“Yes, the one with the burgee floating at the bow,” returned Jack, as he kept treading water, after delivering up the gay hat. “We’re taking our vacation by making a trip from the Thousand Islands all through the Great Lakes. My name is Jack Stormways.”

“And mine is Rita Andrews. My father owns that big power boat there; and we live in Oak Park near Chicago. This is my cousin, Sallie Bliss. I’m sorry to say that we’re going to leave here early in the morning; or I’d ask you to come aboard and meet my father.”

Nick meanwhile was approaching, making desperate efforts to hurry along before the boat passed on. For Nick had discovered that the rosy-cheeked girl was just the match for him, and he wanted to be introduced the worst kind.