Convenient Houses, With Fifty Plans for the Housekeeper - Louis H. Gibson - Page №112

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“But I shall have to borrow so much money with which to build, if I take the high-priced lot.”

“What of it? Say your house is going to cost you $3,000. You say you have $2,800 in cash. In one instance you would have to borrow $1,400, and in the other $1,700. You are running much less risk in borrowing $1,700 than you are in borrowing $1,400. If you had to sell, there is a reasonable certainty that you could always make a profit on your $4,500 investment, and a very questionable probability as to the $4,200 investment.”

There are those who do some very remarkable things for the sake of keeping out of debt, which, in the end, develops into more loss than would be possible in the case of debt. For instance, one will buy a lot for $1,500, and put a $1,500 house on it. In time the value of the lot increases; at the same time the value of the house decreases. The lot in itself would be worth more if the house were off it. It is a cheap house on a good lot. Thus it is that such property is often sold and the improvements counted as nothing. Again, exactly the other thing may happen. An expensive house may be built on a cheap lot. When finished the house is worth much less than it cost because it is not well located. One cannot expect to get full value for the lot without moving the house, and altogether the situation is disagreeable. How much better it would be, from a business standpoint, not to build at all, use the money some other way, or borrow enough money to have the house and lot properly located. In one case there is positive loss; in the other, a reasonable certainty of profit.

Another thing for a man of moderate means to bear in mind in building a house is, that the investments as to the house and lot should be such that in case of rental the return derived would pay a fair interest on the investment, and leave a sufficient margin for taxes and repairs. As long as this condition exists, there need be no fear of loss through foreclosure. The sale of the property may become necessary through embarrassment in business, loss of situation, or illness; but in such a case the property can either be sold without loss, or it can be rented at a figure that will pay all fixed charges, which fact in itself establishes a value above its cost price. If these principles are all carried out, there is little chance of loss.

INDEX.

Q

U

X

Y

Z

“A” door, [226].
Air supply to heating apparatus, [75-79].
American architecture, [26-28].
American architectural development, [104-105].
Architects’ estimates, [278-281].
Architect, the, and the housewife, [9-27].
Architectural design, [101-105].
Areas, [206].
Ash-pits, [206].
Attic, [62].
Attic bedrooms, [63], [138].
Automatic heat regulators, [81].
Back plastering, [237].
Base, [228], [229].
Basement, [56].
Bath-tub, [73], [74], [230], [255-258].
Bath-tub wood-work, [230], [231].
Bedrooms, [60-63].
Bedrooms in attic, [63].
Bedroom closets, [61].
Bedroom, first floor, [164].
Bedrooms, grates in, [62].
Bedroom for servants, [62].
Bond in brick-work, [201], [202].
Brick, hollow walls of, [203].
Brick of wood, [204].
Brick joints, [199].
Brick pavement, [212].
Brick piers, [200].
Brick, selection of color, [202].
Brick veneer, [203].
Brick-wall foundations, [200-204].
Brick-work, [199-206], [209-212].
Brick-work bond, [201], [202].
Broom closets, [61].
Broom-rack, [232].
“B” schedule, [268].
Building associations and savings banks, [296], [297].
Building association, a new feature in, [310].
Building association, object, [302].
Building associations, permanent plan, [300], [301].
Building-association profits, [295].
Building-association report, [302-310].
Building associations, safety of, [296], [297].
Building association, terminating plan, [299], [300].
Building-association methods, [293-311].
Building by the day, [281].
Building contract, [284-287].
Building material, cost of, [273].
Business points in building, [275-287].
Capacity of cistern, [210].
Carpenter work, [213-235].
Casings outside, [218].
Cathedral glass, [245].
Cedar closet, [232].
Cellar, [51-53], [133].
Cellar brick-work, [203], [204].
Cellar closet, [52], [53].
Cellar doors, [226], [227].
Cellar laundry, [54-58].
Cellar plan, [142].
Cellar sink, [254].
Cellar-sink wood-work, [230].
Cellar-way, outside, [206].
Cement pavement, [212].
Chamber decoration, [99].
Chimneys, [204-206].
Chimney-breasts, [205], [206].
Chimney tops, [204].
China-closet fittings, [46].
China-room, [44-46], [232].
Cistern, [210], [211].
Cistern filter, [211].
Cistern-water supply, [71].
Clock shelf, [232].
Closets, bedroom, [61], [138].
Closets, broom, [61].
Closet fittings, [231], [232].
Closet of cedar, [232].
Coal-bins in cellar, [51], [52].
Colored bricks, [202], [203].
Colored plastering, [237].
Color of mortar, [202].
Combination stairs, [59], [60], [137-141].
Combination pantry, [45], [132].
Competition in building, [281-283].
Conservatory, [99].
Contracting methods, [277-287].
Copper, [240], [241].
Cost of appurtenances, [271], [272].
Cost of building material, [273], [274].
Cost of one-story houses, [163].
Cost schedules, [264], [267-269].
Cost of a house, [264-274].
Cut stone work, [208], [209].
Damp course, [200].
“D” door, [227].
Deck roof, [216].
Depth of foundation, [200].
Dining-room, [37], [38], [96-99].
Dish-warming, arrangement for, [84].
Dish-washing, [11], [42].
Doors and frames, [225-227].
Dough-board, [46], [47].
Double joists, [215].
Down spouts, [240].
Draining, [198], [199].
Drain board, [43], [230].
Drain connections, [261].
Drain from refrigerator, [241].
Drain outside, [71].
Drain ventilation, [71].
Dressed shingles, [218].
Drop siding, [217].
Dry-box, [48], [232].
“E” door, [227].
Eastlake, Charles, [104].
Estimates of architects, [278-281].
Evaporation in traps, [67-68].
Evolution of a house-plan, [109-117].
Excavating, [198].
Excavating for plumber, [247], [248].
Fifty convenient houses, plans of, [107].
[Fig. "A,"] frontispiece. [Fig. "B,"] 106.
[Fig. 2], 41.
[Fig. 3], 43.
[Fig. 4], 45.
[Fig. 5], 46.
[Fig. 6], 67.
[Fig. 7], 68.
[Fig. 8], 116.
[Fig. 9], 116.
[Fig. 10], photographic view (page 116).
[Fig. 11], 117.
[Fig. 12], 124.
[Fig. 13], 133.
[Fig. 14], 147.
[Fig, 15], 149.
[Fig. 16], 151.
[Fig. 17], photographic view (page 152).
[Fig. 18], 154.
[Fig. 19], 154.
[Fig. 20], 160.
[Fig. 21], 168.
[Fig. 22], 169.
[Fig. 23], 181.
[Fig. 24], photographic view (page 182).
[Fig. 25], 186.
[Fig. 26], photographic view (page 190).
[Fig. 27], 191.
[Fig. 28], 191.
[Fig. 29], 193.
[Fig. 30], 199.
[Fig. 31], 205.
[Fig. 32], 206.
[Fig. 33], 215.
[Fig. 34], 217.
[Fig. 35], 226.
[Fig. 36], 227.
[Fig. 37], 227.
[Fig. 38], 262.
Filters for cisterns, [211].
Finish of floor, [244].
Finishing in oil, [243], [244].
Fireplaces in bedrooms, [62].
Fixtures in plumbing enumerated, [66].
Flashings, [239].
Flat roofs, [240].
Floors, [222], [223].
Floor of kitchen, [49].
Floor finish, [244].
Flour-bin, [47], [233], [234].
Flues, [203].
Fly screens, [228].
Foundation depth, [200].
Foundations, stone, [207], [208].
Force-pump, [249].
Framing, [213-219].
Framing lumber, sizes of, [213], [214].
Fresco tinting, [92].
Freezing of plumbing, [70], [71].
Fuel in cellar, [51], [52].
Furnace, defined, [76].
Furnace and hot-water combination, [83], [84].
Furnace-room in cellar, [52].
Galvanized iron, [241].
Gas-piping, [237], [238].
German siding, [217].
Glazing, [244], [245].
Grates in bedrooms, [62].
Grease sink, [72], [73], [263].
Gutters, [239].
Hall, [33-35].
Hall, reception, [35], [36].
Hardware, [245], [246].
Hard-wood floors, [223].
Heating apparatus, how to get a good, [83], [85].
Heating and ventilation, [75-85].
Heating by hot water, [80], [83].
Heating by steam, [80].
Heating by stoves, [80].
Heating, ideal conditions, [76].
Heating plants, cost of, [81], [82], [83].
Heat regulators, automatic, [81].
Height of stories, [214].
Hip coping, [240].
Hip finish, [217].
Hollow walls of brick, [203].
Hot-air flues in brick walls, [203].
Hot-air pipes of tin, [241].
Hot-water boiler, [71].
Hot water and furnace combination, [83], [84].
Hot-water heating, [80].
Hot-water plumbing, [70].
Hot-water system, [252].
House decoration, [86-100].
House drain, [71].
House ventilation, [75], [79].
Housekeeper, the, and the architect, [11-15], [26-28].
Housekeeping operations, [16-20].
How to secure a home, [289-316].
Humidity of air, [77], [81].
Hydrant, [249].
Inside casings, [228].
Inside shutters, [229], [230].
Inside finish, table of, [224].
Inside wood-work, [222-235].
Joints, rodded, [199].
Joists, [214], [215].
Journey, a, through the house, [29-105].
Kitchens, [39-50].
Kitchen fittings, [42], [43].
Kitchen floor, [49].
Kitchen plans, [41], [45].
Kitchen pantry, [45-48].
Kitchen plastering, [50].
Kitchen safe, [48].
Kitchen sink, [43], [253], [254].
Kitchen tables, [43], [230].
Kitchen utensils, [48].
Kitchen ventilation, [49].
Kitchen wainscoting, [49].
Landings for stairs, [60].
Lattice porch, [220].
Laundry, [54-58].
Laundry fittings, [260], [261].
Laundry, low-cost, [55-58].
Laundry stove, [56].
Laundry tubs, [57].
Library, [95], [96].
Lien laws, [285], [286].
Lighting bedrooms, [61], [62].
Lintels in brick-work, [204].
Locating the house, [197].
Lot, purchase of, [312], [316].
Low-cost laundry, [55-58].
Lumber for framing, [213].
Mantel costs, [271].
Mason work, [199-209].
Medicine-chest, [232].
Modern architects and the housekeeper, [26-28].
Modern conveniences, [21-25].
Moisture in heated air, [77-81].
Monthly payments, [291-293].
Mortar, color of, [202].
Mortgages, [310], [311].
Motor, [251].
Natural-gas piping, [238].
Nickel fittings, [263].
Oil finish, [243], [244].
Old colonial houses, [26], [27].
One-story houses, [157-163].
Ornamental brick, [203].
Outside cellar-way, [206].
Outside finish, [217-221].
Outside shutters, [219], [220].
Outside steps, [220], [221].
Painting, [242], [243].
Paint, ready mixed, [242].
Painting of shingles, [216].
Pantry boxes, [234].
Pantry, combination, [45], [132].
Pantry fittings, [46].
Pantry shelves, [47].
Pantry specification, [233].
Pantry utensils, [48].
Parlor, [35-37], [93-95].
Pavement of brick, [212].
Pavement of cement, [212].
Permanent plan, building associations, [300], [301].
Picture mouldings, [231].
Piers of brick, [200].
Pipe boards, [230].
Pipe duct, [70], [230].
Plastering, [236].
Plastering, back, [237].
Plastering, gray, [236].
Plastering in kitchen, [50].
Plate-glass, [245].
Plans of fifty convenient houses, [107].
[Plan No. 1], cost $1,700, 110.
[Plan No. 2], cost $1,550, 111.
[Plan No. 3], cost $1,550, 112.
[Plan No. 4], cost $1,800, 113.
[Plan No. 5], cost $1,900, 114.
[Plan No. 6], cost $2,600, 115.
[Plan No. 7], cost $2,900, 121.
[Plan No. 8], cost $2,200, 129.
[Plan No. 9], cost $2,500, 132.
[Plan No. 10], cost $2,600, 136.
[Plan No. 11], cost $2,000, 141, 142.
[Plan No. 12], cost $2,600, 144.
[Plan No. 13], cost $1,600, 146.
[Plan No. 14], cost $1,500, 148.
[Plan No. 15], cost $2,550, 150.
[Plan No. 16], cost $2,800, 153.
[Plan No. 17], cost $2,200, 154.
[Plan No. 18], cost $1,600, 155.
[Plan No. 19], cost $1,400, 158.
[Plan No. 20], cost $1,200, 158.
[Plan No. 21], cost $1,700, 161.
[Plan No. 22], cost $800, 161.
[Plan No. 23], cost $1,600, 162.
[Plan No. 24], cost $1,100, 162.
[Plan No. 25], cost $1,400, 163.
[Plan No. 26], cost $2,000, 163.
[Plan No. 27], cost $3,000, 165.
[Plan No. 28], cost $2,800, 165.
[Plan No. 29], cost $2,600, 166.
[Plan No. 30], cost $3,000, 167.
[Plan No. 31], cost $2,400, 169.
[Plan No. 32], cost $4,000, 172.
[Plan No. 33], cost $2,800, 173.
[Plan No. 34], cost $2,500, 174.
[Plan No. 35], cost $2,250, 175.
[Plan No. 36], cost $2,000, 175.
[Plan No. 37], cost $2,100, 176.
[Plan No. 38], cost $2,000, 177.
[Plan No. 39], cost $3,500, 178.
[Plan No. 40], cost $3,100, 179.
[Plan No. 41], cost $3,400, 179.
[Plan No. 42], cost $2,800, 180.
[Plan No. 43], cost $2,200, 183.
[Plan No. 44], cost $5,000, 184.
[Plan No. 45], cost $2,100, 184.
[Plan No. 46], cost $3,400, 185.
[Plan No. 47], cost $10,000, 187.
[Plan No. 48], cost $3,400, 189.
[Plan No. 49], cost $3,400, 190.
[Plan No. 50], cost $10,000, 192.
Plumbing, [64-74].
Plumbing costs, [268-270].
Plumbing fixtures, [65].
Plumbing, practical, [247-263].
Porcelain water-closets, [69].
Porches, [31], [220].
Practical house-building, [195-274].
Preface, [3], [4].
Prevention of freezing in plumbing, [70], [71].
Privy vault, [209], [210].
Purchase of a lot, [312-316].
Purchase on a rental basis, [291-293].
Radiation, direct, [80], [81].
Radiation, indirect, [80], [81].
Ready mixed paint, [242].
Rear stairway, [60].
Reception-hall, [35], [36].
Reception-hall decoration, [88], [89].
Reception-hall mantel, [89].
Refrigerator, [47].
Refrigerator drain, [48], [241],
Ridge coping, [240].
Ridge finish, [216], [217].
Rodded joints, [199].
Roof, [216], [217].
Safety in plumbing, [64].
Safes, [258].
Sash weights, [219].
Savings banks and building associations, [296], [297].
Schedule “B,” [268].
Sealed proposals, [284].
Second floor, the, [59-63].
Servant’s bedroom, [62].
Service pipes, [249].
Sewer and vault connection, [65].
Sewer connection, [72], [261], [262].
Sewer gas, [66], [67], [72].
Sheet glass, [245].
Shower-bath, [257].
Shingles, [216], [217], [218].
Shingles, painting of, [216].
Shingles, stained, [218].
Shingle walls, [217].
Shutters, outside, [219], [220].
Shutters, inside, [229], [230].
Siding, drop, [217].
Siding, German, [217].
Side-hall plans, [164-166].
Sink in cellar, [254].
Sink in kitchen, [43], [230], [254].
Sitting-room, [35], [36], [91].
Sizes for framing lumber, [213], [214].
Sliding doors, [225].
Soap-box, [48], [49], [232].
Soft-water supply, [250].
Soil pipe, [66], [67], [253].
Splash board, [230], [231].
Splash board in bath-room, [231].
Spouts, [240].
Staining, exterior, [243].
Staining, interior, [243].
Stained shingles, [218].
Stairs, [234], [235].
Stairs, combination, [59], [60].
Stairways, [59], [60].
Stairway, combination, [137], [140], [141].
Stairway, rear, [60].
Steam heating, [80].
Stone foundations, [207], [208].
Stone sills, [208].
Stone steps, [208], [209].
Stop beads, [227].
Stop cocks, [249].
Storm water connections, [262].
Stories, height of, [214].
“S” trap, [66], [67], [263].
Street washer, [249].
Stove heating, [80].
Stud walls, [215], [216].
Tables in kitchen, [230].
Table of inside finish, [224].
Tank wood-work, [231].
Terminating plan in building associations, [299], [300].
Terra cotta, [209].
Tin hot-air pipes, [241].
Tin-work, [239-241].
Transoms, [226].
Traps, [66], [67], [263].
Traps fail to act, [76].
Trap screws, [263].
Trimmer arch, [205], [206].
Trimmers, [214].
Valleys, [239].
Vault and sewer connection, [65].
Veneered doors, [225], [226].
Veneer of brick, [203].
Ventilation and heating, [75-85].
Ventilation, drain, [71].
Ventilation, house, [75], [79].
Ventilation of kitchen, [49].
Vestibule, [31-33].
Vestibule decoration, [87], [88].
Wainscoting, [229].
Wainscoting in kitchen, [49].
Walls of shingles, [217].
Wash-stand, [72], [259], [260].
Wash-stand wood-work, [231].
Waste pipe, [66], [67].
Water-closets, [68], [69], [70], [259].
Water-closets, porcelain, [69].
Water-closet, washout, [68], [69].
Water-closet wood-work, [231].
Water distribution, [248].
Water for builder, [197].
Water for laundry, [56], [57].
Water motor, [251].
Water tank in attic, [71].
Water seal, [67], [68].
Windows, [218], [219].
Wooden brick, [204].
Wood carving, [90].
Wood-work for bath-room, [231].
Wood for inside finish, [225].
Wood-work for plumber, [230], [231].
Wood-work for water-closet, [231].