[ XII. DUNCAN'S GRUBSTAKE ][ XIII. THE BUSINESS MAN AND MR. BURNHAM][ XIV. MOSTLY ABOUT BETTY ][ XV. MANOEUVRES OF JOSIE ][ XVI. WHERE RADVILLE FEARED TO TREAD ][ XVII. TRACEY'S TROUBLES ][ XVIII. A BARGAIN IS A BARGAIN ][ XIX. PROVING THE PERSIPICUITY OF MR. KELLOGG ][ XX. ROLAND SHOWS HIS HAND ][ XXI. AS OTHERS SAW HIM ]