"Wot did I tell yer, Tomkins?" he cried, elatedly. "Wot price me as a judge of karak-ter! 'Ere's Mr. Morland come back to p'y me that ninepence. Eh, Tomkins! 'Oo's right now, old cock?"

Philip solemnly counted out the money, which he handed to his delighted backer.

"There was a bet, too," he said.

"Ra-ther!" roared Judd. "Two bob, w'ich I've pide. Out wi' four bob, Tomkins. Lord lumme, I'll stand treat at the George for this!"

"There's something funny in the kise," growled Tomkins, as he unwillingly produced a couple of florins.

"I was sure you would see the joke at once," said Philip. "Good-by, Mr. Judd. Good-by, ma'am. You will hear from me without fail within a fortnight."

He was gone before they realized his intention. They saw him skip rapidly up the steps leading into Holborn, and London had swallowed him forever so far as they were concerned.

Ten days later a firm of solicitors wrote to the greengrocer to inform him that a client of theirs had acquired the freehold of his house and shop, which property, during the life of either himself or his wife, would be tenantable free of rent, rates or taxes.

So Mr. Judd's investment of ninepence, plus the amount expended on eatables at the Royal Star Hotel, secured to him and his wife an annual revenue of one hundred and seventy-five pounds.

And Tomkins never heard the last of it.