"With pleasure. When did you come?" asked Anna, settling the black ribbon under the sailor collar which set off her white throat charmingly.

"Last night. I caught a glimpse of you at tea; but you were surrounded then and vanished immediately afterward. So when I saw you skipping over the rocks just now, I gave chase, and here I am. Shall I take an oar?" asked Frank, as she motioned him to get in.

"No, thank you. I prefer to row myself and don't need any help," she answered, with an imperious little wave of the hand; for she was glad to show him she could do something besides dance, dress, and flirt.

"All right. Then I'll do the luxurious and enjoy myself." And, without offering to help her in, Frank seated himself, folded his arms, stretched out his long legs, and placidly remarked,—

"Pull away, skipper."

Anna was pleased with his frank and friendly greeting, and, feeling as if old times had come again, sprang in, prepared to astonish him with her skill.

"Might I suggest that you"—began Frank, as she pushed off.

"No suggestions or advice allowed aboard this ship. I know what I'm about, though I am a woman," was the severe answer, as the boat glided from the wharf.

"Ay, ay, sir!" And Frank meekly subsided, with a twinkle of amusement in the eyes that rested approvingly on the slender figure in a blue boating suit and the charming face under the sailor hat.

Anna paddled her way dexterously out from among the fleet of boats riding at anchor in the little bay; then she seated herself, adjusted one oar, and looked about for the other rowlock. It was nowhere visible; and, after a silent search, she deigned to ask,—