“Almost to a yen, I fancy. I certainly know that you are a rich man in China. And, too, that you never have parted with a Chinese security, except to buy another, even in our country’s darkest hours.”

“I never have. I never shall. Yes, I’ve a good deal salted down in China—a great deal more than I’d like Lady Snow to know. She has a rare taste in diamonds and no mean liking for lace and other chiffons.”

Sên’s eyes twinkled. “I’ll betray no yâmen secrets, Sir Charles,” he promised.

Snow waved that aside. He knew that. Nor did he think it worth while to remark that no confidence of Sên King-lo’s would ever be even impinged on by him. He was right; it was not necessary. They understood each other.

“You want only Chinese capital in the banks of China, and no control that is not Chinese.”

“None; neither a yen nor a man; Chinese capital and Chinese shareholders only, and Chinese management and service, from the managers to the ‘boys’ at the doors and the coolies who clean.”

“Precisely—but I daresay you’ll accept foreign depositors well accredited and sifted, and foreign customers?”

“Of course. Every civilized banker accepts any good account that is not an enemy account, and buys and sells to any who can pay his charges. We’ve no scheme to run freak banks. The heyday of the freak is waning.”

“I hope so,” Snow said—but with a touch of dubiousness.

“But we—we’ll accept foreign accounts, not court them. It is Chinese money, Chinese-owned, that we shall aim to attract.”