Transcriber's notes: Unusual and inconsistent spelling is as printed.

New original cover art included with this eBook is granted to the public domain.

"If you want any Christmas money, you must earn it."
CHRISTMAS EARNINGS.

THE
CHRISTMAS EARNINGS;

OR

ETHEL FLETCHER'S TEMPTATION.

BY

LUCY ELLEN GUERNSEY

AUTHOR OF "SOPHIE KENNEDY'S EXPERIENCE,"
"SIGN OF THE CROSS," ETC., ETC.