HINTS TO PERSONS OF MODERATE FORTUNE
[FIRST PUBLISHED IN THE MASSACHUSETTS JOURNAL.]
When clouds are seen, wise men put on their cloaks.—SHAKSPEARE.
FURNITURE.
The prevailing evil of the present day is extravagance. I know very well that the old are too prone to preach about modern degeneracy, whether they have cause or not; but, laugh as we may at the sage advice of our fathers, it is too plain that our present expensive habits are productive of much domestic unhappiness, and injurious to public prosperity. Our wealthy people copy all the foolish and extravagant caprice of European fashion, without considering that we have not their laws of inheritance among us; and that our frequent changes of policy render property far more precarious here than in the old world. However, it is not to the rich I would speak. They have an undoubted right to spend their thousands as they please; and if they spend them ridiculously, it is consoling to reflect that they must, in some way or other, benefit the poorer classes. People of moderate fortunes have likewise an unquestioned right to dispose of their hundreds as they please; but I would ask, Is it wise to risk your happiness in a foolish attempt to keep up with the opulent? Of what use is the effort which takes so much of your time, and all of your income? Nay, if any unexpected change in affairs should deprive you of a few yearly hundreds, you will find your expenses have exceeded your income; thus the foundation of an accumulating debt will be laid, and your family will have formed habits but poorly calculated to save you from the threatened ruin. Not one valuable friend will be gained by living beyond your means, and old age will be left to comparative, if not to utter poverty.
There is nothing in which the extravagance of the present day strikes me so forcibly as the manner in which our young people of moderate fortune furnish their houses.