"Making false promises and trusting the Lord to fulfil them isn't faith," said Deacon Goodsole.

"I say, Jim," said Mr. Jowett, "you trust Him for your interest money—that will set us all right."

There was a little laugh at this suggestion. Mr. Wheaton holds a mortgage on the church. He did not take kindly to this practical application of the doctrine of faith.

"Oh! well," said he, "we can raise it somehow. Never fear. A good minister will fill up our empty pews. Then in the summer we must manage to bleed the boarders a little more freely. It won't hurt them. What with a concert, or fair, or a subscription, or a little extra effort our plate collections, we can manage it, I have no doubt."

"For my part," said I, "I agree with one the gentlemen, who told us early in this discussion that we must carry on church affairs on business principles. I don't see any business principles in agreeing to pay money which we have not got and don't know where to get."

"Gentlemen," said Mr. Jowett, "Mr. Laicus is right. The shamefully loose ways in which our Protestant churches carry on their finances is a disgrace to the Christian religion."

Mr. Jowett is a broker. He assured me after the meeting that it was almost impossible to get a loan on church property because churches were so notoriously slack in paying their interest.

Mr. Hardcap murmured an assent. "I don't b'lieve, gentlemen, in agreein' to pay what we hain't got. If we'd got the $1,500, I'd say give it to him. I don't grudge him the money. But I don't want this church to make no promises that it aint' a goin' to keep."

"Mr. Hardcap has had some experience with promise-breaking churches," said Deacon Goodsole.

It seems that Mr. Hardcap did the carpenter work in some repairs on the Methodist church here last summer. When he got through he carried in his bill to the President of the Board of Trustees. The President referred him to the Treasurer. The Treasurer reported no funds and referred him to the Chairman of the Building Committee. The Chairman of the Building Committee explained that it was his business to supervise the building, not to raise the funds, and sent him back to the President. It was not till Mr. Hardcap, whose stock of patience is small, threatened the church with a mechanic's lien that the remedy was forthcoming.