It is natural to suppose, that when the follies of youth are not early corrected, they will, like pernicious weeds, thrive so fast as to check the growth of every thing that is valuable in the same soil. Hence it happened, that after three years more had elapsed, the lovely Bella, instead of growing wiser by age, as her mother had vainly expected, became more indolent, whimsical, and capricious. All the money paid to her masters was thrown away, she learned nothing, and was in fact little more than an ignorant beauty: a character I most sincerely wish is not applicable to any of my fair readers, since nothing can be more dangerous, pernicious, and derogatory to female reputation.

At this period of her folly, a young gentleman of fortune and character, whom I shall call by the name of Honestus, among other company, visited the parents of Bella. He was struck with her charms, and immediately conceived some thought of paying his addresses to that capricious beauty; but, when he learned what was her character, he declined all thoughts of forming such a connection.

The tender mother did not fail to represent this disappointment to her daughter, who was then of an age capable to receive remonstrances of that nature. To her natural disposition for indolence she had now added pride, the forerunner of all evils to a female mind. Instead of properly feeling the reproaches of a tender mother, she haughtily replied, "It is true, I have lost a great deal of time, and have not improved myself much from the lessons of my masters; but what need have I of learning, when my parents are so rich, and you yourself acknowledge I am so pretty?"

As soon as Bella had attained her eighteenth year, she began to think herself happy in being no longer incommoded with the visits of her teachers; so, when a young lady arrives at that age, she is supposed to be accomplished in point of education, and has nothing else to do but to apply herself to the application of those rules she learned from her masters. Alas! this was not the case of the lovely Bella: she had learned nothing but those principles which never fail to be pernicious to the youthful mind.

That morning, which on its opening appeared to her so delightful and brilliant, was soon enveloped in dark and heavy clouds. Her mother entered her chamber with a countenance that convinced Bella something was amiss. After an awful pause, she thus addressed her daughter: "My dear child, you are this day eighteen years of age; but I fear your education is far short of what it now ought to be. I fear the indulgences I have granted you have made you too vain of yourself, and have fatally induced you to believe, that you had less occasion for an education than others. Will beauty make you lovely? separated from the graces of the mind, it will not so much as please. Are you not always uneasy in yourself, and constantly dissatisfied with others? Besides, rich as you imagine your father to be, are you sure that, while we are now speaking, he is not a ruined and undone man?"

The last words awakened in the bosom of Bella all the alarms which an unexpected disappointment to ambition is capable of feeling. Her mother got up, and left the room without saying any thing more.

The apprehensions of Bella on this occasion were but too well founded; for, in a few days after this conversation, her father stopped payment. This imprudent gentleman, not contented with a fortune of six thousand pounds a year, engaged in a very hazardous undertaking, which, happening to fail, brought on a bankruptcy. He had all his life been the child of fortune, and therefore made but a poor pupil in the school of adversity: he took this matter so to heart, that in spite of all the care and attention of his wife and daughter, he soon bid adieu to the cares of this world, and fled for repose to the next. He died perfectly sensible, exhorting those around him, never to give way to the emotions of avarice and rapacity, since these first brought him to ruin, and then to his grave.

His wife undoubtedly felt this shock severely, though she supported it with Christian fortitude. She had a small jointure, which the creditors could not, nor did they wish to touch. Having performed the duties of the last funeral rites to her husband, she and her daughter retired to a private situation in the west of England, where every necessary article of life was cheaper than in the metropolis.

Bella, however, behaved with all the propriety that could be expected from a repenting daughter, and made every effort she was capable of to console her unhappy mother. She would frequently reproach herself with her past negligence, and reckon up the vast sums of money that had been squandered away upon her to so little purpose.

Bella had valued herself much on the fortune she supposed herself born to; but it pleased Providence to deprive her of it. She had, however, her beauty still left to boast of; but even of this she was soon to be deprived. Be cautious, my youthful readers, how you place too great a confidence in the possession of wealth and beauty, since they are fleeting as the wind, and as unsteady as the vessel on the troubled billows of the ocean. Fortify your minds with religion and virtue, and a proper knowledge of the useful sciences; the storms and hurricanes of Fortune may then attack you, but you will always safely withstand their rage, and deride their fury.