"Very good, my dear. I felt assured that you would take a sensible view of the matter. If you marry your dear Mr. Hawkehurst, have a family by-and-by, we will throw the old will into the fire and make a new one; but in the mean time it's just as well to be on the safe side. You shall go into the City with me to-morrow morning, and shall execute the will at my office. It will be the simplest document possible—as simple as the will made by old Serjeant Crane, in which he disposed of half a million of money in half a dozen lines—at the rate of five thousand pounds per word. After we've settled that little matter, we can arrange the transfer of the shares. The whole affair won't occupy an hour."

"I will do whatever you wish," said Charlotte, meekly. She was not at all elated by the idea of coming suddenly into possession of five thousand pounds; but she was very much impressed by the new view of Mr. Sheldon's character afforded her by his conduct of to-day. And then her thoughts, constant to one point as the needle to the pole, reverted to her lover, and she began to think of the effect her fortune might have upon his prospects. He might go to the bar, he might work and study in pleasant Temple chambers, with wide area windows overlooking the river, and read law-books in the evening at the Wimbledon cottage for a few delightful years, at the end of which he would of course become Lord Chancellor. That he should devote such intellect and consecrate such genius as his to the service of his country's law-courts, and not ultimately seat himself on the Woolsack, was a contingency not to be imagined by Miss Halliday. Ah, what would not five thousand pounds buy for him! The cottage expanded into a mansion, the little case of books developed into a library second only to that of the Duc d'Aumale, a noble steed waited at the glass door of the vestibule to convey Mr. Hawkehurst to the Temple, before the minute-hand of Mr. Sheldon's stern skeleton clock had passed from one figure to another: so great an adept was this young lady in the art of castle-building.

"Am I to tell mamma about this conversation?" asked Charlotte, presently.

"Well, no, I think not," replied Mr. Sheldon, thoughtfully. "These family arrangements cannot be kept too quiet. Your mamma is a talking person, you know, Charlotte; and as we don't want every one in this part of Bayswater to know the precise amount of your fortune, we may as well let matters rest as they are. Of course you would not wish Mr. Hawkehurst to be enlightened?"

"Why not, papa?"

"For several reasons. First and foremost, it must be pleasant to you to be sure that he is thoroughly disinterested. I have told him that you will get something as a gift from me; but he may have implied that the something would be little more than a couple of hundreds to furnish a house. Secondly, it must be remembered, that he has been brought up in a bad school, and the best way to make him self-reliant and industrious is to let him think he has nothing but his own industry to depend upon. I have set him a task. When he has accomplished that, he shall have you and your five thousand pounds to boot. Till then I should strongly advise you to keep this business a secret.

"Yes," answered Charlotte, meditatively; "I think you are right. It would have been very nice to tell him of your kindness; but I want to be quite sure that he loves me for myself alone—from first to last—without one thought of money."

"That is wise," said Mr. Sheldon, decisively; and thus ended the interview.

Charlotte accompanied her stepfather to the city early next morning, and filled in the blanks in a lithographed form, prepared for the convenience of such testators as, being about to dispose of their property, do not care to employ the services of a legal adviser.

The will seemed to Charlotte the simplest possible affair. She bequeathed all her property, real and personal, to Philip Sheldon, without reserve. But as her entire fortune consisted of the five thousand pounds just given her by that gentleman, and as her personal property was comprised in a few pretty dresses and trinkets, and desks and workboxes, she could not very well object to such an arrangement.