"It seems as if there was a blight upon my children," he once said bitterly; and this was the only occasion on which his wife heard him complain of his evil fortune.

But one day, when he had been particularly lucky in some speculation, when he had succeeded in achieving what his brother George spoke of as the "biggest line he had ever done," Philip Sheldon came home to the Bayswater villa in a particularly bad humour, and for the first time since her marriage Georgy heard him quote a line of Scripture.

"Heaping up riches," he muttered, as he paced up and down the room; "heaping up riches, and ye cannot tell who shall gather them."

His wife knew then that he was thinking of his children. During the brief lives of those two fragile boy-babies the stockbroker had been wont to talk much of future successes in the way of money-making to be achieved by him for the enrichment and exaltation of these children. They were gone now, and no more came to replace them. And though Philip Sheldon still devoted himself to the sublime art of money-making, and still took delight in successful time-bargains and all the scientific combinations of the money-market, the salt of life had lost something of its savour, and the chink of gold had lost somewhat of its music.

CHAPTER II.

CHARLOTTE.

The little villa at Bayswater was looking its brightest on a resplendent midsummer afternoon, one year after Diana Paget's hurried hegira from Forêtdechêne. If the poor dentist's house in dingy Bloomsbury had been fresh and brilliant of aspect, how much more brilliant was the western home of the rich stockbroker, whose gate was within five minutes' walk of that aristocratic Eden, Kensington Gardens! Mr. Sheldon's small domain was called The Lawn, and consisted of something over half an acre of flower-garden and shrubbery, a two-stall stable and coach-house, a conservatory and fernery, and a moderate-sized house in the gothic or mediæval style, with mullioned windows in the dining-room and oriels in the best bedroom, and with a great deal of unnecessary stone-work and wooden excrescence in every direction.

The interior of Mr. Sheldon's dwelling bore no trace of that solid old-fashioned clumsiness which had distinguished his house in Fitzgeorge-street. Having surrendered his ancestral chairs and tables in liquidation of his liabilities, Philip Sheldon was free to go with the times, and had furnished his gothic villa in the most approved modern style, but without any attempt at artistic grace or adornment. All was bright, and handsome, and neat, and trim; but the brightness and the neatness savoured just a little of furnished apartments at the seaside, and the eye sought in vain for the graceful disorder of an elegant home. The dining-room was gorgeous with all the splendour of new mahogany and crimson morocco; the drawing-room was glorified by big looking-glasses, and the virginal freshness of gilt frames on which the feet of agile house-fly or clumsy blue-bottle had never rested. The crimsons, and blues, and greens, and drabs of the Brussels carpets retained the vivid brightness of the loom. The drops of the chandeliers twinkled like little stars in the sunshine; the brass birdcages were undimmed by any shadow of dulness. To Georgy's mind the gothic villa was the very perfection of a dwelling-place. The Barlingford housekeepers were wont to render their homes intolerable by extreme neatness. Georgy still believed in the infallibility of her native town, and the primness of Barlingford reigned supreme in the gothic villa. There were no books scattered on the polished walnut-wood tables in the drawing-room, no cabinets crammed with scraps of old china, no pictures, no queer old Indian feather-screens, no marvels of Chinese carving in discoloured ivory; none of those traces which the footsteps of the "collector" leave behind him. Mr. Sheldon had no leisure for collecting; and Georgy preferred the gaudy pink-and-blue vases of a Regent-street china-shop to all the dingy chefs-d'oeuvre of a Wedgwood, or the quaint shepherds and shepherdesses of Chelsea. As for books, were there not four or five resplendent volumes primly disposed on one of the tables; an illustrated edition of Cowper's lively and thrilling poems; a volume of Rambles in Scotland, with copper-plate engravings of "Melrose by night," and Glasgow Cathedral, and Ben Nevis, and other scenic and architectural glories of North Britain; a couple of volumes of Punch, and an illustrated "Vicar of Wakefield;" and what more could elevated taste demand in the way of literature? Nobody ever read the books; but Mrs. Sheldon's visitors were sometimes glad to take refuge in the Scottish scenery and the pictorial Vicar during that interval of dulness and indigestion which succeeds a middle-class dinner. Georgy read a great many books; but they were all novels, procured from the Bayswater branch of a fashionable circulating library, and were condemned unread by Mr. Sheldon, who considered all works of fiction perfectly equal in demerit, and stigmatised them, in a general way, as "senseless trash." He had tried to read novels in the dreary days of his Bloomsbury probation; but he had found that the heroes of them were impracticable beings, who were always talking of honour and chivalry, and always sacrificing their own interests in an utterly preposterous manner; and he had thrown aside story after story in disgust.

"Give me a book that is something like life, and I'll read it," he exclaimed impatiently; "but I can't swallow the high-flown prosings of impossibly virtuous inanities."

One day, indeed, he had been struck by the power of a book, a book written by a certain Frenchman called Balzac. He had been riveted by the hideous cynicism, the supreme power of penetration into the vilest corners of wicked hearts; and he flung the book from him at last with an expression of unmitigated admiration.