She blushed crimson as she made this offer, dreading that the man she loved would turn upon her fiercely in a passion of offended pride. She sat before him trembling, dreading the might of his indignation.

But there was no anger in John Saltram's face when he looked round at her; only grief and an expression that was like pity.

"The offer is like you," he said with suppressed feeling; "but the worries of which I spoke just now are not money troubles. I do not pretend to deny that my affairs are embarrassed, and have been for so long that entanglement has become their normal state; but if they were ever so much more desperate, I could not afford to trade upon your generosity. No, Mrs. Branston, that is just the very last thing in this world that I could consent to do."

"It is very cruel of you to say that," Adela answered, with the tears gathering in her clear blue eyes, and with a little childish look of vexation, which would have seemed infinitely charming in the eyes of a man who loved her. "There can be no reason for your saying this, except that you do not think me worthy of your confidence—that you despise me too much to treat me like a friend. If I were that Mr. Fenton now, whom you care for so much, you would not treat me like this."

"I never borrowed a sixpence from Gilbert Fenton in my life, though I know that his purse is always open to me. But friendship is apt to end when money transactions begin. Believe me, I feel your goodness, Mrs. Branston, your womanly generosity; but it is my own unworthiness that comes between me and your kindness. I can accept nothing from you but the sympathy which it is your nature to give to all who need it."

"I do indeed sympathise with you; but it seems so hard that you will not consent to make some use of all that money which is lying idle. It would make me so happy if I could think it were useful to you; but I dare not say any more. I have said too much already, perhaps; only I hope you will not think very badly of me for having acted on impulse in this way."

"Think badly of you, my dear kind soul! What can I think, except that you are one of the most generous of women?"

"And about these other troubles, Mr. Saltram, which have no relation to money matters; you will not give me your confidence?"

"There is nothing that I can confide in you, Mrs. Branston. Others are involved in the matter of which I spoke, I am not free to talk about it."

Poor Adela felt herself repulsed at every point. It seemed very hard. Had she been mistaken about this man all the time? mistaken and deluded in those old happy days during her husband's lifetime, when he had been so constant a visitor at the river-side villa, and had seemed exactly what a man might seem who cherished a tenderness which he dared not reveal in the present, but which in a brighter future might blossom into the full-blown flower of love?