Almost every one on the course knew that crest of an armed hand clasping a battle-axe, and knew that it belonged to Henry Dunbar. The banker appeared so very seldom in public that there was always a kind of curiosity about him when he did show himself; and between the races, people who were strolling upon the ground contrived to approach very near the carriage in which the master of Maudesley Abbey sat, wrapped in Cashmere shawls, and half-hidden under a great fur rug, in legitimate Indian fashion.

He had consented to appear upon the racecourse in compliance with his daughter's most urgent entreaties. She wanted him to be near her. She had some vague idea that he might be useful in the event of any accident happening to Philip Jocelyn. He might help her. It would be some consolation, some support to have him with her. He might be able to do something. Her father had yielded to her entreaties with a very tolerable grace, and he was here; but having conceded so much, he seemed to have done all that his frigid nature was capable of doing. He took no interest in the business of the day, but lounged far back in the carriage, and complained very much of the cold.

The vehicle had been drawn close up to the boundary of the course, and Laura sat at the open window, pale and anxious, straining her eyes towards the weighing-house and the paddock, the little bit of enclosed ground where the horses were saddled. She could see the gentleman riders going in and out, and the one rider on whose safety her happiness depended, muffled in his greatcoat, and very busy and animated amongst his grooms and helpers. Everybody knew who Miss Dunbar was, and that she was going to be married to the young baronet; and people looked with interest at that pale face, keeping such anxious watch at the carriage-window. I am speaking now of the simple country people, for whom a race meant a day's pleasure. There were people on the other side of the course who cared very little for Miss Dunbar or her anxiety; who would have cared as little if the handsome young baronet had rolled upon the sward, crushed to death under the weight of his chestnut mare, so long as they themselves were winners by the event. In the little enclosure below the grand stand the betting men—that strange fraternity which appears on every racecourse from Berwick-on-Tweed to the Land's-End, from the banks of the Shannon to the smooth meads of pleasant Normandy—were gathered thick, and the talk was loud about Sir Philip and his competitors.

Among the men who were ready to lay against anything, and were most unpleasantly vociferous in the declaration of their readiness, there was one man who was well known to the humbler class of bookmen with whom he associated, who was known to speculate upon very small capital, but who had never been known as a defaulter. The knowing ones declared this man worthy to rank high amongst the best of them; but no one knew where he lived, or what he was. He was rarely known to miss a race; and he was conspicuous amongst the crowd in those mysterious purlieus where the plebeian bookmen, who are unworthy to enter the sacred precincts of Tattersall's, mostly do congregate, in utter defiance of the police. No one had ever heard the name of this man; but in default of any more particular cognomen, they had christened him the Major; because in his curt manners, his closely buttoned-up coat, tightly-strapped trousers, and heavy moustache, there was a certain military flavour, which had given rise to the rumour that the unknown had in some remote period been one of the defenders of his country. Whether he had enlisted as a private, and had been bought-off by his friends; whether he had borne the rank of an officer, and had sold his commission, or had been cashiered, or had deserted, or had been drummed-out of his regiment,—no one pretended to say. People called him the Major; and wherever he appeared, the Major made himself conspicuous by means of a very tall white hat, with a broad black crape band round it.

He was tall himself, and the hat made him seem taller. His clothes were very shabby, with that peculiar shiny shabbiness which makes a man look as if he had been oiled all over, and then rubbed into a high state of polish. He wore a greenish-brown greatcoat with a poodle collar, and was supposed to have worn the same for the last ten years. Round his neck, be the weather ever so sultry, he wore a comforter of rusty worsted that had once been scarlet, and above this comforter appeared his nose, which was a prominent aquiline. Nobody ever saw much more of the Major than his nose and his moustache. His hat came low down over his forehead, which was itself low, and a pair of beetle brows, of a dense purple-black, were faintly visible in the shadow of the brim. He never took off his hat in the presence of his fellow-men; and as he never encountered the fair sex, except in the person of the barmaid at a sporting public, he was not called upon to unbonnet himself in ceremonious obeisance to lovely woman. He was eminently a mysterious man, and seemed to enjoy himself in the midst of the cloud of mystery which surrounded him.

The Major had inspected the starters for the great event of the day, and had sharply scrutinized the gentleman riders as they went in and out of the paddock. He was so well satisfied with the look of Sir Philip Jocelyn, and the chestnut mare Guinevere, that he contented himself with laying the odds against all the other horses, and allowed the baronet and the chestnut to run for him. He asked a few questions presently about Sir Philip, who had taken off his greatcoat by this time, and appeared in all the glory of a scarlet satin jacket and a black velvet cap. A Warwickshire farmer, who had found his way in among the knowing ones, informed the Major that Sir Philip Jocelyn was going to be married to Miss Dunbar, only daughter and sole heiress of the great Mr. Dunbar.

The great Mr. Dunbar! The Major, usually so imperturbable, gave a little start at the mention of the banker's name.

"What Mr. Dunbar?" he asked.

"The banker. Him as come home from the Indies last August."

The Major gave a long low whistle; but he asked no further question of the farmer. He had a memorandum-book in his hand—a greasy and grimy-looking little volume, whose pages he was wont to study profoundly from time to time, and in which he jotted down all manner of queer hieroglyphics with half an inch of fat lead-pencil. He relapsed into the contemplation of this book now; but he muttered to himself ever and anon in undertones, and his mutterings had relation to Henry Dunbar.