He never finished his sentence. There was a horrible smashing, tearing, grinding noise, that was louder than thunder, and more hideous than the crashing of cannon against the wooden walls of a brave ship.

That horrible sound was followed by a yell almost as horrible; and then there was nothing but death, and terror, and darkness, and anguish, and bewilderment; masses of shattered woodwork and iron heaped in direful confusion upon the blood-stained snow; human groans, stifled under the wrecks of shivered carriages: the cries of mothers whose children had been flung out of their arms into the very jaws of death; the piteous wail of children, who clung, warm and living, to the breasts of dead mothers, martyred in that moment of destruction; husbands parted from their wives; wives shrieking for their husbands; and, amidst all, brave men, with white faces, hurrying here and there, with lamps in their hands, half-maimed and wounded some of them, but forgetful of themselves in their care for the helpless wretches round them.

The express going northwards had run into the train from Shorncliffe, which had come upon the main line just nine minutes too late.

One by one the dead and wounded were carried away from the great heap of ruins; one by one the prostrate forms were borne away by quiet bearers, who did their duty calmly and fearlessly in that hideous scene of havoc and confusion. The great object to be achieved was the immediate clearance of the line; and the sound of pickaxes and shovels almost drowned those other dreadful sounds, the piteous moans of sufferers who were so little hurt as to be conscious of their sufferings.

The train from Shorncliffe had been completely smashed. The northern express had suffered much less; but the engine-driver had been killed, and several of the passengers severely injured.

Henry Dunbar was amongst those who were carried away helpless, and, to all appearance, lifeless from the ruin of the Shorncliffe train.

One of the banker's legs was broken, and he had received a blow upon the head, which had rendered him immediately unconscious.

But there were cases much worse than that of the banker; the surgeon who examined the sufferers said that Mr. Dunbar might recover from his injuries in two or three months, if he was carefully treated. The fracture of the leg was very simple; and if the limb was skilfully set, there would not be the least fear of contraction.

Half-a-dozen surgeons were busy in one of the waiting-rooms at the Rugby station, whither the sufferers had been conveyed, and one of them took possession of the banker.

Mr. Dunbar's card-case had been found in the breast-pocket of his overcoat, and a great many people in the waiting-room knew that the gentleman with the white lace and grey moustache, lying so quietly upon one of the broad sofas, was no less a personage than Henry Dunbar, of Maudesley Abbey and St. Gundolph Lane. The surgeon knew it, and thought his good angel had sent this particular patient across his pathway.