In 1647, Saskia's relations began to be alarmed, demanding that the valuation of the property at the date of her death should be ascertained without delay, and Rembrandt replied that to the best of his belief it had been 40,750 florins. It is a little difficult to understand what right they had to formulate this demand, since, according to the will, the property was virtually Rembrandt's own, unless he married again, and this, to all appearance, he had, at that time, no idea of doing, though rumours to the contrary may well have reached their ears. A certain Geertje Dircx, the widow of one Abraham Clæsz, who had been engaged, probably not long after Saskia's death, as nurse to the infant Titus, who was always delicate, came in time to hope that she might aspire to rank as his step-mother; on January 24th, 1648, she made her will, neglecting the relations we know her to have had and bequeathing everything she legally could to Titus. Within two years, however, on October 1st, 1649, she repudiated her will, gave Rembrandt warning, and brought against him the equivalent of an action for breach of promise of marriage, to which he replied by an affidavit denying that their relations had ever been other than those of master and servant. In fact, her pretensions seem to have been only the delusions of her disordered brain, for in the course of the next year, 1650, she had to be removed and placed in confinement in a madhouse at Gouda, for which Rembrandt advanced the expenses, and, needless to say, never got them back.
We have not, moreover, far to seek for a reason for her explosion of temper in 1649 if she really believed her master meant to marry her, for on that very same October 1st, in reference to some otherwise unimportant disturbances of the neighbourhood by a drunken man, we find a certain Hendrickje Stoffels, of Ransdorp, in Westphalia, giving evidence on Rembrandt's behalf. Of the subsequent relations between her and Rembrandt there can be, unfortunately, no doubt whatever. She was at that time three-and-twenty, and a pleasant-looking girl enough, as her portrait, now in the Louvre, makes clear, and that her devotion to Rembrandt was not at all events self-seeking, the future made abundantly evident. As long as she lived, she remained attached to him, through evil fortune and ill-report, and, though there was too good reason for the step, she is generally believed to have never asked or expected him to "make an honest woman of her," as the phrase goes. To this belief, however, I hesitate to subscribe; indeed, I incline to the conviction that the description of her given in a lawsuit on October 27th, 1661, as his lawful wife, "huysfrouw," the very title he himself gave to Saskia, was strictly accurate. There is not, it must be admitted, another particle of direct evidence that it was so, though this in itself is not to be despised, but there are circumstances not a few that point in the same direction.
While the connection was irregular, and to begin with, at least, it undoubtedly was so, there was never any concealment or shamefacedness about the matter, nor do Rembrandt's friends, not even the respectable Burgomaster Six, seem to have looked askance upon it. It is true that in 1654 she was summoned, somewhat tardily, before the Consistory of her church, severely admonished, and forbidden to communicate. That, of course, was inevitable from their point of view, and only shows how absolutely open the arrangement was. How improbable it is then that in later years she should have deliberately perjured herself on the question when, if it were perjury, the evidence to convict her must have been overwhelming. There can, indeed, have been no doubt, long before this church summons, as to the relations between them, for in 1652 she gave birth to a child which did not, however, survive long, as we know that it was buried in the Zuiderkerk on August 15th.
In October 1654, a second daughter was born, and was christened on October 30th, Cornelia, in itself a somewhat significant circumstance. We cannot, I fear, claim any very subtle delicacy of taste for Rembrandt, it appertained not to his race or time; but it seems more than strange that he should have given to an illegitimate child the name which had been borne by his mother and by two luckless infants of the dead Saskia. Taking all these facts together, I venture to conjecture that we may still hope to hear some day of the discovery of proof that some time, probably between July when she was rebuked, and October when the child was baptised, Rembrandt, moved perhaps by the public disgrace of the girl once more about to become the mother of his child, was duly married to her.
Indeed, if he had not married someone, how came it that in 1665 Louis Crayers, the guardian of Titus, was able to establish, before the Grand Council, his claim on behalf of his ward against Rembrandt's estate, then in bankruptcy, for 20,375 florins, the half of the property at the time of Saskia's death three-and-twenty years before? Unless Rembrandt had married again Titus would appear to have had no shadow of a claim to principal or interest, yet the case was fought out to the bitter end, and it seems quite incredible that the creditors should have been ignorant of, or should have failed to produce, so important a piece of evidence in their favour. Since Titus' claim was allowed, it is obvious that Rembrandt must have remarried, and, if so, there can be no doubt that it was to the true and faithful Hendrickje.
I have, however, been led to anticipate too far in the attempt to make this reasoning clear, and must return to 1649, in which year Rembrandt took a second step on his road to bankruptcy by ceasing to pay either instalments of the sum remaining due for the house, or even the interest upon it. Indications of the approaching disaster now follow thick and fast. At some time between 1650 and 1652 the pearl necklace which appears in so many of the pictures was sold to Philips Koninck. In 1651, so wholly out of favour was Rembrandt's art deemed to be, that Jan de Baer, a young artist, on leaving the studio of Backer, under whom he had been studying, after hesitating for awhile as to whether he should turn to Rembrandt or Van Dyck for further instruction, chose the latter, because his style was most durable.
By 1653 Rembrandt seems to have finally abandoned himself to the current which was drifting him so rapidly to wreck. On January 29th he borrowed 4180 florins from Cornelis Witsen on the hopeless undertaking to repay it in a year, and three days later, on February 1st, his long-suffering landlord Thysz entered a claim for 8470 florins still owing to him. Rembrandt, with a sharpness due probably rather to his lawyer than to himself, demanded that the title-deeds should be delivered to him first. Then, on March 14th, he borrowed a further 4200 florins from Isaac van Heertsbeeck, also repayable in a year, and after trying, apparently in vain, through François de Koster, to recover some of the large sums of money that must have been owing to him, he obtained from Six yet another loan on the guarantee of Ludowyck van Ludick. With this temporary relief he in part paid off Thysz, but 1170 florins still remained to be paid, and for this amount the creditor obtained a mortgage on the house.
The end was now drawing near. One more effort, however, was made to avert the crash. A certain Dirck van Cattenburch, a collector of works of art, presuming that, in the state of Rembrandt's affairs, the large house in the Breestraat could only be an encumbrance to him, proposed to relieve him of it by a sufficiently curious arrangement. He was professedly to sell him another, doubtless a smaller one, for 4000 florins; but, in fact, he was to give Rembrandt the house and 1000 florins in cash. For the remaining 3000 florins Rembrandt was to deliver pictures and etchings of that value, and furthermore? to etch a portrait, in a style not less finished than that of Six, of Dirck's brother Otto, the secretary of Count Brederode of Vianen, which was to be considered the equivalent of 400 florins. How far this elaborate transaction was carried out is uncertain. Rembrandt obtained the 1000 florins, and handed over pictures and etchings of his own, or from his collection, valued by Abraham Francen and van Ludick at over 3000 florins, but we hear no more of the house or the portrait.
It was in vain that his friends seem to have developed a perfect mania for being etched or painted by him—Six and Tholinx, Deyman the doctor, the two Harings, father and son—neither loans nor earnings could for long stave off the evil day. As if ill-luck dogged the family, his brother Adriaen had so managed to misconduct the business of the mill that he and the sister Lysbeth were also on the verge of ruin, and Rembrandt, in the midst of his own troubles, had to come to their assistance. Small wonder, then, that the end was hastened. On May 17th, 1656, one Jan Verbout was appointed guardian to Titus in the place of Rembrandt, and on the same day, before the Chamber of Orphans, the unfortunate artist transferred his rights in the house to his son. Soon afterwards he was formally declared bankrupt, and on July 25th and the following day an inventory was made "of paintings, furniture, and domestic utensils connected with the failure of Rembrandt van Rijn, formerly living in the Breestraat near the lock of St Anthony." The inventory still exists, and is full of interest, giving, as it does, a complete description of every room in the house, from the pictures in the studio to the saucepans in the kitchen, but want of space forbids any extended extracts from it here.
The law seems to have moved slower in those days even than in these. Rembrandt continued for some time to dwell in the house, and, apart from the business worries, the little family appears to have been a united and contented one. How united we discover from the will that Titus made on October 20th, 1657, and rectified on November 22nd. By that time Rembrandt's utter incapacity for business was probably recognised even by himself, and all that Titus possessed was left to Hendrickje and her daughter Cornelia in trust for him. Nevertheless, as if to smooth over the slur upon his father's improvidence, he provided that Rembrandt might draw a certain share, on condition that he did not employ it to pay his debts, a most unlikely use, it is to be feared, for him to put it to, except, like Falstaff, "upon compulsion." The remainder was to go to Cornelia on her marriage or coming of age. The whole of the interest, in the event of Rembrandt's death, was to go to Hendrickje and Cornelia, and there are certain other arrangements of less importance concerning the disposal of the property on Cornelia's decease.