Polly patted Betty’s hand sympathetically. “Debt is the most horrible thing in the world, isn’t it? I haven’t forgotten how I felt when I was in your debt last summer, Betty, and took such a horrid way to get out of it.”

“Maybe you had better send back what you have bought,” suggested the more practical Mollie, making the same suggestion as their guardian.

But at this Betty and Polly glanced at one another despairingly. “Give up making their Camp Fire play a success?” For this is what it would mean should Betty have to send back her purchases!

“How much do you owe, dear?” Polly next inquired in a crushed voice.

And at this Betty drew the same sheets of complex figures out from under her pillow. “It is a hundred and fifty dollars, I can’t make it any less,” she confessed. “That sounds pretty dreadful doesn’t it, when you have not a single cent to pay with, though I never thought one hundred and fifty dollars so very much before. Of course I could save something out of my allowance every month, but not very much, and father would not like me to ask people to wait.”

“Can’t you give up something besides the Christmas present from your mother which you were not going to have?” Mollie inquired so seriously and with such a horrified expression over the amount of her friend’s indebtedness, and such an entire disregard for the Irishness of her speech, that both the other girls laughed in spite of their worry. Mollie’s pretty face showed no answering smiles in return, nor did she take the least interest in the reason for their laughter. For it was not her way to be interrupted by their perfectly idle merriment.

“But haven’t you, Betty?” she repeated.

And Betty leaned her chin on her hands. “I have my piano,” she replied slowly, “but I can’t sell that because then Esther would have no chance to practice, and we could never half enjoy our Camp Fire songs without.”

Both the other girls shook their heads. Giving up the piano was out of the question.

For a moment longer there was silence and then Betty’s cheeks flushed again. “I have got some things I suppose I can part with, though I rather hate to,” she confessed. “I don’t know whether mother and father would like it, but then they would not like my being in debt. In a safety box in the bank in town I have some jewelry I never wear because mother thinks it too handsome for a girl of my age. Father and Dick have given it to me at different times. I suppose somebody would tell me how to dispose of at least a part of it.”