Intellectual men seldom make fortunes and business men are seldom intellectual.

My father was educated in Liverpool and worked in a night school; he was a good linguist, which he would never have been had he had the misfortune to be educated in any of our great public schools.

I remember some one telling me how my grandfather had said that he could not understand any man of sense bringing his son up as a gentleman. In those days as in these, gentlemen were found and not made, but the expression "bringing a man up as a gentleman" meant bringing him up to be idle.

When my father gambled in the City, he took risks with his own rather than other people's money. I heard him say to a South African millionaire:

"You did not make your money out of mines, but out of mugs like me, my dear fellow!"

A whole chapter might be devoted to stories about his adventures in speculation, but I will give only one. As a young man he was put by my grandfather into a firm in Liverpool and made L30,000 on the French Bourse before he was twenty-four. On hearing of this, his father wrote and apologised to the head of the firm, saying he was willing to withdraw his son Charles if he had in any way shocked them by risking a loss which he could never have paid. The answer was a request that the said "son Charles" should become a partner in the firm.

Born a little quicker, more punctual and more alive than other people, he suffered fools not at all. He could not modify himself in any way; he was the same man in his nursery, his school and his office, the same man in church, club, city or suburbs.

[Footnote: My mother, Emma Winsloe, came of quite a different class from my father. His ancestor of earliest memory was factor to Lord Bute, whose ploughman was Robert Burns, the poet. His grandson was my grandfather Tennant of St. Rollox. My mother's family were of gentle blood. Richard Winsloe (b. 1770, d. 1842) was rector of Minster Forrabury in Cornwall and of Ruishton, near Taunton. He married Catherine Walter, daughter of the founder of the Times. Their son, Richard Winsloe, was sent to Oxford to study for the Church. He ran away with Charlotte Monkton, aged 17. They were caught at Evesham and brought back to be married next day at Taunton, where Admiral Monkton was living. They had two children: Emma, our mother, and Richard, my uncle.]

My mother was more unlike my father than can easily be imagined. She was as timid, as he was bold, as controlled as he was spontaneous and as refined, courteous and unassuming as he was vibrant, sheer and adventurous.

Fond as we were of each other and intimate over all my love- affairs, my mother never really understood me; my vitality, independent happiness and physical energies filled her with fatigue. She never enjoyed her prosperity and suffered from all the apprehension, fussiness and love of economy that should by rights belong to the poor, but by a curious perversion almost always blight the rich.