When the storm burst, in the shape of the inevitable building panic of 1888 to 1890, these unfortunate houses remained for a long time untenanted. Then, little by little, the need of dwelling-places began to make itself felt, and these great houses began to fill. Now, those speculators who had been so unfortunate as to remain possessors of these buildings could not, and did not wish to, add fresh capital to that already lost, so the houses constructed in the first place in utter disregard of all laws of hygiene, and rendered still worse by having been used as temporary habitations, came to be occupied by the poorest class in the city.
The apartments not being prepared for the working class, were too large, consisting of five, six, or seven rooms. These were rented at a price which, while exceedingly low in relation to the size, was yet too high for any one family of very poor people. This led to the evil of subletting. The tenant who has taken a six room apartment at eight dollars a month sublets rooms at one dollar and a half or two dollars a month to those who can pay so much, and a corner of a room, or a corridor, to a poorer tenant, thus making an income of fifteen dollars or more, over and above the cost of his own rent.
This means that the problem of existence is in great part solved for him, and that in every case he adds to his income through usury. The one who holds the lease traffics in the misery of his fellow tenants, lending small sums at a rate which generally corresponds to twenty cents a week for the loan of two dollars, equivalent to an annual rate of 500 per cent.
Thus we have in the evil of subletting the most cruel form of usury: that which only the poor know how to practise upon the poor.
To this we must add the evils of crowded living, promiscuousness, immorality, crime. Every little while the newspapers uncover for us one of these intérieurs: a large family, growing boys and girls, sleep in one room; while one corner of the room is occupied by an outsider, a woman who receives the nightly visits of men. This is seen by the girls and the boys; evil passions are kindled that lead to the crime and bloodshed which unveil for a brief instant before our eyes, in some lurid paragraph, this little detail of the mass of misery.
Whoever enters, for the first time, one of these apartments is astonished and horrified. For this spectacle of genuine misery is not at all like the garish scene he has imagined. We enter here a world of shadows, and that which strikes us first is the darkness which, even though it be midday, makes it impossible to distinguish any of the details of the room.
When the eye has grown accustomed to the gloom, we perceive, within, the outlines of a bed upon which lies huddled a figure—someone ill and suffering. If we have come to bring money from some society for mutual aid, a candle must be lighted before the sum can be counted and the receipt signed. Oh, when we talk of social problems, how often we speak vaguely, drawing upon our fancy for details instead of preparing ourselves to judge intelligently through a personal investigation of facts and conditions.
We discuss earnestly the question of home study for school children, when for many of them home means a straw pallet thrown down in the corner of some dark hovel. We wish to establish circulating libraries that the poor may read at home. We plan to send among these people books which shall form their domestic literature—books through whose influence they shall come to higher standards of living. We hope through the printed page to educate these poor people in matters of hygiene, of morality, of culture, and in this we show ourselves profoundly ignorant of their most crying needs. For many of them have no light by which to read!
There lies before the social crusader of the present day a problem more profound than that of the intellectual elevation of the poor; the problem, indeed, of life.
In speaking of the children born in these places, even the conventional expressions must be changed, for they do not "first see the light of day"; they come into a world of gloom. They grow among the poisonous shadows which envelope over-crowded humanity. These children cannot be other than filthy in body, since the water supply in an apartment originally intended to be occupied by three or four persons, when distributed among twenty or thirty is scarcely enough for drinking purposes!