A distant Scotch cousin, a crusty old chap, of whom all the Germaines were afraid, and who had constantly declared it to be his intention to leave his money outside his own family, had chosen to make Oliver his heir, and had appointed Fanny's husband, the steady-going, rather dull Shropshire squire, as trustee.

Of course Oliver, and even more Bella, knew now that the fortune which had seemed then to make them rich beyond their wildest dreams, was not so very much after all. But still, at first, it had been plenty—plenty for everything they could reasonably require.

But when Bella had become a famous beauty, they had of course to spend rather more, and about a year ago they had gone through rather a disagreeable moment. The little house in West Chapel Street which had seemed so cheap had proved more expensive than they had expected. However, Dick, as trustee, had stretched a point in his brother-in-law's favour, and the slight shrinkage which had resulted in the Germaines' income mattered not at all from the practical point of view, for the simple reason that they went on spending as much as, in fact rather more than, they had done before—but it was tiresome having to pay, as they now had to do, an insurance premium.

Still, it was too bad of Fanny to have spoken as she had done, for Bella was wonderfully economical. Take one simple matter; all their friends, or at any rate the majority of them, had motors as a matter of course, but Bella, when she was not driving, as she generally did, in a car lent her by some kind acquaintance, contented herself with jobbing an old-fashioned brougham.

This restraint was the more commendable inasmuch that a friend had lately pointed out to her a way in which one could run a motor brougham in town on almost nothing at all. One bought a second-hand car for about seventy-five pounds; it was kept for one at a garage for fifteen shillings a week, and one looked out for a gentleman chauffeur who loved motoring for its own sake, and who had some little means of his own. With care the whole thing need not cost more than a hundred and fifty pounds the first year, and less the second. They could not afford to do this just yet, though Bella was convinced it would be true economy, but Oliver hoped to start something of the kind the following winter.

Of course Oliver was never exactly easy about money. Everything always cost just a little more than he expected. It sounded absurd, and he would not have said so to anyone but himself, but they had to live up to Bella's reputation—that is, they had to go everywhere, and do everything. Yet neither of them lacked proper pride. They differed from some people they knew—that is, they did not (more than they could help) live on their rich friends. Their only real extravagance last year had been sharing a house during Goodwood week. That had let them in for a great deal more than they had expected—in fact, not to put too fine a point on it, they had been rooked, regularly rooked, and by people whom they had thought their intimate friends!

Germaine sighed impatiently. This little uneasiness about money was the one spot on a very bright sun. But he had no wish to confide this fact to Fanny! Fanny would be certain to blame Bella. He remembered very well, though she had apparently forgotten it, the way Fanny had behaved at the time of his marriage.

The fact that the girl he wished so ardently to make his wife was lovely (no one could have denied that even then), and quite sufficiently well connected, had not counterbalanced, from the prudent sister's point of view, Bella Arabin's lack of fortune and her having been brought up in such a "mixed" place (whatever that might mean) as Southsea.

But Bella had never borne malice; and far from being spoilt or rendered "uppish" by her sudden intoxicating success, Bella was, if anything, nicer than before. She and Oliver were still devoted, still happier together than apart; their quarrels, so far, had been only lovers' quarrels....

Germaine grew restless—restless and tired. He had not had such a thinking bout for a long time. Just as he reached Grosvenor Gate for the fifth or sixth time, it struck a quarter-past one. In a sense there was plenty of time, for they lunched at a quarter to two; he would give Fanny ten more minutes and then go off home without her.