“Well, issue for a month, in your daily paper, a call to the citizens to prepare for taking steps to form a mutual banking and insurance company, and announce a meeting at the end of that time, when they will have discussed the matter very generally. Let the president and board of directors be chosen by the popular voice. Trust the majority for knowing who the honest men are. Let the shares be sold at one dollar, and limited to ten for each buyer, until a certain capital is raised. Above this amount, let any citizen deposit as much as he chooses, at the legal rate of interest, for the banking business. I will take all the stock of this part of the interest, if you like; for I am pretty nearly ready to set on foot a grand enterprise here in your midst—or just over the river, on the fifty acres of land I’ve bought there.”

By this time all were eager to know what the count’s proposition was; but he did not show his hand at once. He was, in fact, waiting for Dr. Forest, who, from the nature of his professional demands, was excused for coming at any hour. Mrs. Forest and her daughters had already retired.

Kendrick did not ask directly what the count’s enterprise was. He only remarked upon the nature of the land, its soil and so forth, and while he was talking, Miss Delano, who was seated next the count, pulled back the little bouquet that was falling forward from his button-hole, and said:

“How fragrant these are still! Where did you get them, Paul?”

“At your florists’ here—the firm of Dykes & Delano. I was in their conservatory an hour or so, this morning, and had a very interesting conversation with Mrs. Delano. Why, she is a very cultivated, very charming woman. Why is it, Mrs. Kendrick,” he asked, looking squarely at that lady, “that I have never met her at your receptions?”

Mercy! What a graveyard silence met this fatal question. Kendrick was fidgety; Burnham annoyed that the conversation had drifted away from business. Mrs. Kendrick, out of respect to Charlotte’s presence, could not answer as she wished, so she looked into her coffeecup, and the silence grew more and more oppressive. Charlotte did not consider herself called upon to speak. At length Mrs. Burnham said, smiling: “You ask, sir, for information, and I do not see why you should not be answered. Since Mrs. Delano came back to Oakdale, she has not been received in society.”

“Indeed!” replied the count, sucking the coffee-drops from his long, silky moustache, and using his napkin. “Indeed! then all I can say is, so much the worse for your Oakdale society. Madame, that lady’s presence would grace any society, however distinguished.”

Mrs. Kendrick saw clearly, by the attitude and expression of her husband, that he was expecting her tact to guide the conversation into a smoother current; so she said quickly, and with some embarrassment, that it was not so much the fault of Oakdale society as of Mrs. Delano herself, who evidently wished for seclusion, and therefore her motives should be respected.

This did not satisfy the count. He saw clearly the same spirit that he hated and had fought all his life—the sacrifice of honest fraternal feeling to conventional forms. He knew, without a word of explanation, that this Mrs. Delano had offended society, and had been unforgiven; and further, that this offence could hardly be her separation from her husband alone, since such separations are of common occurrence. He knew Dr. Delano, and after meeting Clara, he was at no loss to understand the cause of the discord between them. He gave his opinions, therefore, very concisely and pointedly, upon the folly and short-sightedness of society, in refusing fellowship with any honest citizens whose education and refinement gave them a natural right to admiration and respect; and then he gave his opinion upon the special claim these women florists had upon the community, because of their brave effort towards gaining an independence through means which added much to the refinement and education of the people.

“You are a true friend of our sex, Paul,” said Miss Delano; and addressing Louise Kendrick, she added, “You know Frauenstein means ‘ladies’ rock,’ so he is rightly named.”