By a strange chance, Tom's door happened to be open. "Do you want me?" he called, seeing the eager little face he had patched up so carefully.

"Yes. Ruth Wells has come, and we're going to make a wigwam, only she calls it a charity, because, she says, it covers a multitude of things," said Bab. "Nixie too; come, Nix."

"I don't know who Ruth Wells is, but we shall be glad to come," responded Tom, with alacrity.

In five minutes the little room was ringing with fun. The "charitable wigwam"—Phyllis's compromise on the name—could not be made for lack of boards, but the young people managed to cover up the dismal impressions of their first experience of the bleak side of life, and that was making a real charity, as Jessamy pointed out in bidding Ruth good night.

The wigwam was made in the end, the divan too, and the Wyndhams began to learn to adjust themselves to the new conditions. Tom had become almost one of themselves, and Nixie a necessity and no longer a luxury, as Bab noted. Tom was such a bright, honest, boyish young creature that no greater piece of good fortune could well have befallen the girls in their new trouble than his friendship—a fact their mother recognized gratefully. As to Tom himself, the motherly kindness of Mrs. Wyndham and the sweet, frank companionship of the girls were a boon to the young fellow, who had loved his own mother and sisters well.

Bab and he were the best comrades, but he admired beautiful Jessamy, and was not less proud of her than the girls were; and Phyllis he regarded from the first with affectionate reverence, as the embodiment of perfect maidenhood.

Winter was coming on, and for the first time in their lives the Wyndhams tried to make old answer for new in the matter of garments.

"Not a penny must be spent this season," declared Jessamy, sternly. "A year hence we may earn new clothes."

All the summer garments had been laid away in the new divan. "Never throw away a winter thing in the spring, nor a summer thing in the fall," advised Ruth, that little woman wise in ways and means. "You can't tell how anything looks out of its season, nor what you may want. Set up a scrap-box, and tuck everything into it; it's ten to one you'll be grateful for the very thing you thought least hopeful. Many a time I've all but hugged an old faded ribbon because its one bright part was just the right shade and length to line a collar."

The scrap-box was therefore established, and easily filled from a stock not yet depleted. Jessamy's artistic talents developed in the direction of hats. Ruth taught her to take the long wrists of light suede gloves which were past wearing, and stretch them over a frame for the foundation of especially pretty hats.