"My aunt has taught us that love and marriage are so sacred and solemn that we must never think nor speak of them lightly, and, above all things, never spoil our lives and hearts by flirting," said Phyllis, trying to speak without excitement.

"Very good teaching; very poor practice, my dear," laughed Mrs. Haines. "Do you want to be three little gray nuns? But I hoped this 'Tom' of yours might prove something more serious than a flirtation—that is, if he has any money; your business is to marry well, under your present circumstances; don't go in for romance."

"I never think of marrying, Mrs. Haines; I am much too young and girlish. But I would rather die than marry just for money," said Phyllis.

"See here, Miss Wyndham; I was a poor girl too," said Mrs. Haines. "I had just about enough money for gloves and hats, but not for gowns and shoes. My husband is fourteen years older than I; do you think I cared for him? Not a bit, but I married him at nineteen, and now I have a fine house, carriage, everything I want, and more beaux to say I'm pretty than most girls of my age. Don't you think I was sensible?"

In spite of herself, Phyllis shuddered; she thought of Mr. Haines's solitary breakfasts, frequent dinners at the club, the unloved children, and realized how blessed she had been in her bringing up.

"There are better things than money, Mrs. Haines," she said, almost pitying the little creature before her, hardly, as she said, older than herself, yet so frankly pagan and sordid. "I would rather work till I died working than—"

She stopped, frightened at her own boldness. Mrs. Haines looked at her, understanding what she did not say. "There will always be these two kinds of people," she said, and Phyllis wondered, not quite comprehending.

Phyllis met Tom with a sensation of relief, as well as pleasure; he looked so manly, so reliable. "It's no use, Tom," she said. "I've been trying not to tell you, but I must. Is it I or the world that's out of joint?"

"On general principles, I can assure you that it's not you, Phyllis; you're all right. But, if I might, I should like to have something more explicit," said Tom, looking very kindly down on the flushed, earnest face.