Rugs are more desirable than carpets in a city apartment, since they can be more readily cleaned, and, in case of moving to another flat or a house in the suburbs, will be more adaptable to the new situation.

Bookcases in a temporary home should be of the unit system, where each shelf is a separate box enabling the books to be moved without repacking, and permitting rearrangement to suit the new situation, or the acquisition of new books. Where, however, the lower part of wall space is desired to give room for articles of furniture such as couches, shelves can be built, beginning at four and one-half or five feet above the floor. Mr. Edwin Markham, the poet, whose home overflows with books, has greatly economized space by building for them a broad lower shelf, about eighteen inches wide, and, three inches above this, another shelf twelve inches wide, and, three inches above this, a third six inches wide. When these are filled with books the titles of all are exposed, and, by taking out the volume or two immediately in front, a volume on one of the back shelves is readily obtained. Thus, by walking about his room, Mr. Markham can look with level eyes for the book he wants, and procure it without recourse to a chair or stepladder. This plan of banking books also lends itself to a decorative arrangement of them.

Except in matters such as these, where economy is imperative, the furnishing of a city apartment does not differ essentially from that of a house, and the reader is therefore referred to the discussion of this in the following pages.

The suburban, village, or country home differs from the city apartment, or even city house, in that it has been built without the primary consideration of space. It is separated from other houses, even though by the narrowest space of green lawn, that gives a house the individuality and independence without which it is hard for it to gather the associations of home. Even when a detached house is found in a city, its architecture is generally hampered by its adaptation to its narrow grounds. It rarely has that rounded development of character which is as desirable in a home as in a person.

In selecting a rented home in the suburbs, the cost of the husband's transportation to and from the city should be added to the rent to keep this within the proper ratio to income, just as the difference in price of provisions should be considered in that portion allotted to food. Provisions, even country produce, are often dearer in suburban communities than in the city, and less saving can be made by close marketing, because the farmers and gardeners find it more profitable to send their produce to the center of greatest demand, and therefore of readiest sale, even though it costs more for transportation than to the smaller markets near by. So suburban grocers and provision men are wont to buy in the city markets, and add the cost of transportation back from the city, and an additional profit for the transaction, to the price to the consumer.

Owing to the close competition for householders among real-estate men, it is now almost as easy to purchase a suburban home as it is to rent one, and it is therefore advisable to do this. The interest on purchase, and the fixed charges of taxes, insurance, water rent, etc., should be counted as rent, but a higher percentage of income may be safely allotted to these than to rent proper, since the purchase is also an investment. As a rule, the increase of land value near a growing city will considerably exceed the diminution in the value of the improvements. Indeed, owing to the constant advance of cost of building material in recent years, there is often enhancement rather than depreciation in the house value.

For these economic reasons it is advisable to buy an old house when its cost is less than the cost of constructing a new one of the same desirability. The home-seeker, however, should curb his propensity to make extensive alterations, for, one leading to another, he will find at the end (if he ever reaches it) that he has virtually built a new house at a cost greater than he could afford.

On the other hand, he should avoid those houses built on speculation to sell. In these a showy appearance is gained at the expense of durability of construction, and the purchaser will find that he must pay in plumbing, coal bills, and general repairs an amount he had not calculated upon as interest on the home, for, unless he rebuilds the house at ruinous expense, these will be annual charges.

The most satisfactory way, and the one leading to great enjoyment in satisfying the "nest-building" instinct which possesses newly mated people no less than birds, is for the owners themselves to plan and superintend the building of the home. There is an infinite variety of architectural plans spread before the homeseeker in books and magazines. An examination of these will be of great value to him in clarifying his hazy ideas, but he should not settle upon any one of them without expert opinion. He should employ a local architect, or at least a builder with practical architectural ideas, to examine every feature of the plan selected as nearest the homeseeker's ideal, and revise it according to local conditions, cost and availability of material, etc. Money is always well spent that relieves one of responsibility, enabling him to say thereafter, "Well, I did every thing I could to have the thing done properly."

The woman's wish should be paramount in planning the building. The home is her workshop, and she should have every convenience she requires to do her work properly. Things that appear of minor importance to a man, the architect and builder no less than her husband, are to her most vital. What pockets are to a man or business woman in clothes, closets and shelves are to a woman in her house, and yet she usually has to fight for them with the architect as the business woman does for pockets with her dressmaker. Unless she has worked out the practicability of her ideas, however, she will be at a great disadvantage with the experts, and therefore it is wise for her to make herself as familiar as possible with the main principles of building and the special details of the improvements she desires, especially as this knowledge will be of great use in seeing that the work is done as ordered. Where she has not acquired this knowledge, and the husband is either incompetent or not free to undertake this supervision, it is well to employ a contractor, arranging for thorough, satisfactory work, and holding him strictly to the contract.