Rachel grew increasingly flustered. She reached out in her thoughts to Guru, to family, and to friends. When Atmananda asked her to move out of the house, she breathed an exhausted sigh of relief.

In the meantime, without a clue, I studied literature, worked part-time, read Guru's books, meditated one-and-a-half hours a day, tried to see, organized poster teams, attended Atmananda's talks, and immersed myself each day in water over my head. I felt so good about my life and the community I was helping to build that it seemed like I was living in paradise.

7. Money Mantra

Arriving carless in California, Atmananda thought about continuing his career as a college professor. He thought about writing another book. He even considered going to law school. Instead, he expanded the Money Club.

The Money Club had started in New York when Atmananda began collecting from Stony Brook disciples. We voluntarily gave a few dollars a month to offset the cost of the posters.

In San Diego, he raised membership dues to four or so dollars a week. Rachel, who took out loans to help the San Diego Chinmoy Centre get started, gave much more. As The Centre rapidly grew, so did the numbers in Atmananda's club.

"Seekers used to live in monasteries and in caves," Atmananda taught at Centre meetings. "But Guru recommends that instead, we live in a city. This gives us the opportunity to strengthen our psychic defenses and to better serve humanity. In order to live in the world, particularly as your consciousness evolves and as the vibrations of the world grow darker, you will need money."

Most of the new disciples, though, were UCSD undergraduates; when Atmananda explained the etiquette of selfless giving—"You can give in the right way or you can give in the wrong way"—many of us wondered how we could give in any way.

But Atmananda had an idea. He suggested that we take out student loans for more than we actually needed.