Bowers started.

"Is it that bad, Ross?"

"Yes; it's that bad. Money's the argument now."

"Suppose—suppose you lose?"

Shelby considered the possibility.

"Then I'm ruined. But I shan't lose. I shall win."

There was less buoyancy when Bowers had left; more studying of the check-book, much reflection and calculation. Money, money, money; the thought hounded him.

Down in the Temple carriage drive the worried man could see a boy holding a mettlesome saddle horse, caparisoned for a woman's use. In fair weather it stood there at this hour every day. To-day it was suggestive. Shelby sprang to his telephone.

CHAPTER IV

With the stable boy's assurance that within ten minutes his horse would stand at the curb, Shelby locked his door against surprise, and, with an eye on the Temple driveway, made a rapid change to his riding clothes, which he was accustomed to keep by him for emergencies. As he finished, Ruth, lissome in her black habit, cantered daintily out with a laughing nod to Volney Sprague, who was watching her from the Whig office over the way. His clerk was absent serving papers in Etruria, and, hanging a mendacious "Back-in-1-Hour" sign on his outer door, Shelby leaped down the stair.