"He always was overcareful of you, erring on the right side, I suppose, if that be an allowable expression," laughed Lora, as she and Carrie followed Elsie to the door to see her mount her horse.

The adieus were quickly spoken and the young girl, just touching the whip to the sleek side of her pony, set off at a gallop, closely followed by her faithful attendant Jim.

Several miles of rather a lonely road lay between them and home, and no time was to be lost, if they would reach the Oaks while the sun was still above the horizon.

They were hardly more than half a mile from the entrance to the grounds, when Elsie caught sight of a well-known form slowly moving down the road a few paces ahead of them. It was Arthur, and she soon perceived that it was his intention to intercept her; he stopped, turning his face toward her, sprang forward as she came up, and seized her bridle.

"Stay a moment, Elsie," he said, "I want to speak to you."

"Then come on to the Oaks, and let us talk there; please do, for I am in a hurry."

"No, I prefer to say my say where I am. I'll not detain you long. You keep out of earshot, Jim. I want to borrow a little money, Elsie; a trifle of fifty dollars or so. Can you accommodate me?"

"Not without papa's knowledge, Arthur. So I hope you do not wish to conceal the matter from him."

"I do. I see no reason why he should know all my private affairs. Can't you raise that much without applying to him? Isn't your allowance very large now?"

"Fifty dollars a month, Arthur, but subject to the same conditions as of old. I must account to papa for every cent."