The New York Life’s Accumulation Policy contains no restrictions whatever, and only one condition, namely, the payment of premiums. It is incontestable from any cause after one year, allows a month's grace in payment of premiums, a reinstatement within six months if the insured is in good health, and its non-forfeiture provisions are self-acting in case no action is taken by the insured. After the policy has been in force five full years, loans will be made thereon by the Company at 5 per cent. interest.
JOHN A. McCALL, President.
HENRY TUCK, Vice-President.
“Tom.”
H.H.C.
We have a nice Tom, he is death to a rat,
And his fur is as soft as a mitten,
He is spotted with white though as black as a hat
And though aged—is as spry as a kitten.
Tom never seems tired of washing his face.
And he keeps himself tidy and slick
He's as cleanly as if he belonged to our race
And I think that's why Tom's never sick.