A good deal of circumlocution, that favourite attire of certain truths, was necessary before the simple fact could be arrived at that Quicksilver had been used as security for the modest sum of four hundred and forty-five pounds, which it had been absolutely incumbent on Archie to raise at a moment's notice. Heaven only knew what would not have been involved if he had not had reluctant recourse to this obvious means of averting dishonour. When Colonel Tempest and Archie began to talk about their honour, which was invariably mixed up with debts of a dubious nature, and an overdrawn banking account, and an unpaid tailor, John always froze perceptibly. The Tempest honour was always having narrow escapes, according to them. It required constant support.

"I would not have done it if I could have helped it," explained Archie in an easy attitude on the window-seat. "Your mare, not mine. I knew that well enough. I felt that at the time; but I had to get the money somehow, and positively the poor old gee was the only security I had to give."

Archie was not in the least ashamed. It was always John who was ashamed on these occasions.

There was a long silence. Archie contemplated his nails.

"It's not the money I mind," said John at last, "you know that."

"I know it isn't, old chap. It's my morals you're afraid of; you said so in the spring."

"Well, I'm not going to hold forth on morals again, as it seems to have been of so little use. But look here, Archie, I've paid up a good many times, and I'm getting tired of it. I would rather build an infants' school or a home for cats, or something with a pretence of common sense, with the money in future. It does you no manner of good. You only chuck it away. You are the worse for having it, and so am I for being such a fool as to give it you. It's nonsense telling you suddenly that I won't go on paying when I've led you to expect I always shall because I always have. Of course you think, as I'm well off, that you can draw on me for ever and ever. Well, I'll pay up again this once. You promised me in April it should be the last time you would run up bills. Now it is my turn to say this is the last time I'll throw money away in paying them."

Archie raised his eyebrows. How very "close-fisted" John was becoming! And as a boy at school, and afterwards at college, he had been remarkably open-handed, even as a minor on a very moderate allowance. Archie did not understand it.

"I'll buy back my own horse," continued John, trying to swallow down a sense of intense irritation; "and if there is anything else—I suppose there is a new crop by this time—I'll settle them. You must start fair. And I'll go on allowing you three hundred a year, and when you want to marry I'll make a settlement on your wife, but, by —— I'll never pay another sixpence for your debts as long as I live."

Archie smiled faintly, and stretched out his legs. John rarely "cut up rough" like this. He had an uneasy suspicion that the present promptly afforded assistance would hardly compensate for the opening vista of discomfort in the future. And John's tone jarred upon him. There was something fixed in it, and Archie's nebulous easy-going temperament had an invincible repugnance to anything unpliable. He had as little power to move John as a mist has to move a mountain. He had proved on many occasions how little amenable John was to persuasion, and each recurring occasion had filled him with momentary apprehension. He felt distinctly uncomfortable after the two had parted for the night, until a train of reasoning, the logic of which could not be questioned, soothed him into his usual trustful calm.