But his hope was not to be realized. In fact, no sooner was Mr. Narkom back at the Yard, than Cleek's telephone was ringing and he was being given the details of as complicated a business as the Yard had ever tackled.

He groaned in spirit, but promised to be right over as soon as he had had some food and a chance "at least to change my collar."

This last had been added in a doleful voice when the Superintendent had given him the news that this new case was to take them to the end, nearly, of England—to Westmoreland.

If you know anything of the county of Westmoreland you will know the chief market-town of Merton Sheppard, and if you know Merton Sheppard, you will know there is only one important building in that town besides the massive Town Hall, and that building is the Westmoreland Union Bank—a private concern, well backed by every wealthy magnate in the surrounding district, and patronized by everyone from the highest to the lowest degree.

Anybody will point the building out to you, because of its imposing exterior, and because everyone in the whole county brings his money to Mr. Naylor-Brent, to do with it what he wills. For Mr. Naylor-Brent is the manager, and besides being known far and wide for his integrity, his uprightness of purpose, and his strict sense of justice, he acts to the poorer inhabitants of Merton Sheppard as a sort of father-confessor in all their troubles, both of a social and a financial character.

That afternoon, while Mr. Narkom and his ally were being borne swiftly, if somewhat reluctantly, toward him, Mr. Naylor-Brent was pacing the narrow confines of his handsomely appointed room in the bank, visibly disturbed. That he was awaiting the arrival of someone was evident by his frequent glance at the marble clock which stood on the mantelshelf and which bore across its base a silver plate upon which were inscribed the names of fifteen or more "grateful customers" whose money had passed successfully through his managerial hands.

At length the door opened, after a discreet knock upon its oaken panels, and an old, bent, and almost decrepit clerk ushered in the portly figure of Mr. Narkom, followed by a heavily built, dull-looking person in navy blue.

Mr. Naylor-Brent's good-looking rugged face took on an expression of the keenest relief.

"Mr. Narkom himself! This is indeed more than I expected!" he said with extended hand. "We had the pleasure of meeting once in London, some years ago. Perhaps you have forgotten——?"