In addition to the standard authorities mentioned under General References, a list for supplementary reading will be found at the end of each chapter. These lists are in no sense a bibliography of the subject. A handbook such as this is chiefly useful in suggesting further inquiry, and, for beginners, I have thought best to include a number of references out of the {vii} beaten track to stories and magazine articles that seemed illustrative of the matter in hand.

It will be seen that I have borrowed much in direct quotation in the following pages from those who have preceded me in writing about the poor, but my debt does not end here. Whatever I may be said to know about charitable work—my whole point of view and inspiration in fact—can be traced to certain definite sources. To some of the leaders of the Charity Organization Society of London, to Miss Octavia Hill, Mrs. Bernard Bosanquet, and Mr. C. S. Loch, it will be evident to my readers that my obligation is great. It will be evident also that I have been helped by Mrs. Josephine Shaw Lowell and other workers in New York, who, against such odds, are making advances in the reform of municipal abuses; and by that group too who, under the leadership of Miss Jane Addams, have given us, at Hull House in Chicago, so admirable an object lesson in the power of neighborliness. But more than to any other teachers, perhaps, I am indebted to those members of the Associated Charities who organized Boston's friendly visitors nineteen years ago, and have {viii} led them since to increasing usefulness. Their reports have been my most valuable source of information. If I do not name also my friends and fellow-workers here in Baltimore, it is not because I fail to bear them individually most gratefully in mind.

BALTIMORE, January, 1899.

{ix}

CONTENTS

CHAPTER I PAGE

INTRODUCTION . . . . . . . . . . . . . . . . . . . . . . . 1

CHAPTER II

THE BREADWINNER . . . . . . . . . . . . . . . . . . . . . 17

CHAPTER III