"Think of poor Jim," said Carl.

"Poor boy! And yet it may not be the worst thing for him," added Mrs. Howard.

"What shall I do?" asked Carl. "I am awfully sorry for him, but I am afraid he won't want to see me, and I shouldn't know what to say, anyway. I wonder if he will have to give up college and everything. Poor Jim!"

Poor Jim, indeed! There could not have been found a more wretchedly miserable boy than he. The loss of their money he hardly thought of,—did not realize,—but the horrid notoriety of it all made him sick.

With burning face he read the sensational newspaper reports, and thought how the boys at school were talking about him—perhaps pitying him. He did not want their pity; he would rather have them indifferent. He wished he might never see any of them again.

Toward his father he felt a certain resentment. It was not true that Mr. Carter had tried to kill himself, but mind and body had given way under the long strain, and he was ill with brain fever.

Mrs. Carter was altogether unnerved by the suddenness of the calamity, so that she was not allowed in her husband's room. If it had not been for her Jim would have run away, but he was very fond of his mother. He was the chief object of her interest and affection since his sisters had married and left home. She laughingly declared that Jim could make her do anything, and certainly he brought about many improvements. She received good-naturedly his hints that Mrs. Howard did this, or that at the Hazeltines' things were done so. He could not desert her now that she had no one else to depend on.

Two dreadful days passed slowly, a number of his friends called to inquire, and left kind messages, for he would not see them. He spent his time strolling aimlessly through the handsome house, occasionally going in to see his mother. He was very gentle to her, though he found her lamentations hard to bear.

Late in the afternoon of the second day he sat in his room, trying to read. He was quite worn out with anxiety and loss of sleep, and was half-dozing, when his attention was attracted by a gleam of sunshine reflected in something on the table beside him. It was the little silver key. The words of the motto stared him in the face: "They Helped." How much it recalled to him—such pleasant companionships, and some real effort to be kind and useful! Was he going to fail now? Perhaps this was his great opportunity. If he did not help, who would?

He stood up before the mirror, stretching himself to his full height,—a tall, broad-shouldered young fellow.