"And a very good name it is," said the old gentleman. "Not a common name in these parts, I should say, but one very well and highly known to me," he added, with pleased emphasis. "Phebe, thee remembers a visit we had from Martin Ludovic when we were living at New Rochelle?"

"Thee knows I was not born when you lived at New Rochelle, father dear."

"True, true! It was thy mother I was thinking of. She had a great esteem for Martin Ludovic. He was one of the world's people, as we say—in the world, but not of the world. Yet he made a great success in life. He was her father's junior partner—rose from a clerk's stool in his counting-room; and a great success he made of it. But that was after Friend Lawrence's time. My wife was Phebe Lawrence."

Young Ludovic smiled brightly in reply to this information, and seemed about to speak, but the old gentleman forestalled him.

"Friend Lawrence had made what was considered a competence in those days—a very small one it would be called now; but he was satisfied. Thee may not be aware that it is a recommendation among the Friends, and it used to be a common practice, that when a merchant had made a sufficiency for himself and those depending on him, he should show his sense of the favor of Providence by stepping out and leaving his chance to the younger men. Friend Lawrence did so—not to his own benefit ultimately, though that was no one's fault that ever I heard; and Martin Ludovic was his successor, and a great and honorable business was the outcome of his efforts. Now does thee happen to recall if Martin is a name in thy branch?"

"My grandfather was Martin Ludovic of the old New York house of Lawrence and Ludovic," said the cadet of that name; but as he gave these credentials a profound melancholy subdued his just and natural pride.

"Is it possible!" Friend Underhill exulted, more pleased than if he had recovered a lost bank-note for many hundreds. There are no people who hold by the ties of blood and family more strongly than the Friends; and Friend Underhill, on this long journey, had felt himself sadly insolvent in those sureties that cannot be packed in a trunk or invested in irrigable lands. It was as if on the wild, cold seas he had crossed the path of a bark from home. He yearned to have speech with this graciously favored young man, whose grandfather had been his Phebe's grandfather's partner and dearest friend. The memory of that connection had been cherished with ungrudging pride through the succeeding generations in which the Ludovics had gone up in the world and the Lawrences had come down. Friend Underhill did not recall—nor would he have thought it of the least importance—that a Lawrence had been the benefactor in the first place, and had set Martin Ludovic's feet upon the ladder of success. He took the young man's hand affectionately in his own, and studied the favor of his countenance.

"Thee has the family look," he said in a satisfied tone; "and they had no cause, as a rule, to be discontented with their looks."

Young Ludovic's eyes fell, and he blushed like a girl; the dark-red blood dyed his face with the color almost of shame. Phebe moved uneasily in her seat.

"Make room beside thee, Phebe," said her father; "or, no, friend Ludovic; sit thee here beside me. If the train should start, I could hear thee better. And thy name—let me see—thee must be a Charles Ludovic. In thy family there was always a Martin, and then an Aloys, and then a Charles; and it was said—though a foolish superstition, no doubt—that the king's name brought ill luck. The Ludovic whose turn it was to bear the name of the unhappy Stuart took with it the misfortunes of three generations."