It cannot furnish the initiative, but it can be a constant reminder and an ever-ready recipient.

Why not use the little bank we delivered to you when you opened your savings account with us to teach the children to save, or to collect together small amounts for yourself.

Why not?

Very truly yours,

(Handwritten) J. D. Wallace,

Secretary.

Checking accounts

A letter soliciting a home account:

GUARDIAN TRUST CO.
POUGHKEEPSIE, N. Y.

October 14, 1923.